Are Internet payday loans legal in South Carolina. I know that you can only have one in store loan. I have five internet payday loans and I need to know what the laws are in South Carolina. Please help me.

Can you file electronically if you have attachments to send to IRS for form 982...i.e. insolvency worksheet. How do you do it?

If there is credit card debt in a spouses name only, can the company hold the other spouse responsible for the debt. The spouse with the debt does not have a job and the other spouse refuses to pay it. How do the Credit Card companies handle this senerio?

I have a mortgage and 2 car loans. I am considering settling my credit card debt because it's getting hard to keep up with bills. If I stop paying on my cards but continue to pay on my car loans and mortgage, will I be more likely to get sued? What happens if I get sued?

What do you do when companies like this one try to rip you off? Like F.I.R.E. in new york that used to be in Florida? I mean these people steal your money and offer you nothing in return - it's stuff you can do yourself without any help so, why pay someone else to do it?!

I would like to speak with somone regarding my credit. I am told that LVNV Funding is on my credit report, and I do not know who this is. I also do not know what they are looking for.Thank You,Caterina

In 2008 I got behind in payments to Discover, and several other credit cards as well. I joined a program that lowered the interest to a reasonable 7.99 %. I paid on this account for a year, not missing any payments and the balance was going down and out of the blue.. they jacked the interest to 28.99%. I called the compay and told them I thought I was in a program, and that is when I was told the program was for only a year and there was nothing they could do for me. Needless to say, I got behind again, and they have been trying to convince me, that they are wanting to help me again.

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Do I contact the PDL that is a CSO in Texas to work out a payment arrangment BEFORE I close my account?

How do I find out what DBA a PDL is under? I really want to make sure that I cover ALL my bases before closing my account.

And do I send emails AND certified letters for the cease and desist? How do I make sure that the contact information is valid and correct?

Is this common practice? I do not feel comfortable giving this information to them, they said that they need it to justify my settlement to my original creditor. If that's the case, can't I just try to settle through my original creditor? (T-Mobile)

i am currently attempting to settle a debt with IC Systems Recovery Corp. (a CA) the debt is for 266.00. I offered them 200.00 to settle the debt in full. They said they could only except 215.00 per his guidelines. I accepeted his offer of 215.00, i then asked if they could fax me something stating that this would take care of the debt in full, he said he couldnt fax anything due to security reasons, i then asked if he could email me something he said they dont send emails. i said can you mail me something. they just gave me the run around about giving me something in writting.