I have just recieved a debt settlement offer, which Focus Receivables Managment will forgive 70% of the debt. The direction states to enclose the bottom portion of the letter with the settlement amount in the enclosed reply envelope for proper processing. Or to contact them.
The bottom portion of the letter only states the full amount which is $517, and no where in that portion which I am to send to them with my payment does it state the settlement amount of 30% of the $517, anywhere.


