Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Focus Receivables Management

14 years 11 months ago
I have just recieved a debt settlement offer, which Focus Receivables Managment will forgive 70% of the debt. The direction states to enclose the bottom portion of the letter with the settlement amount in the enclosed reply envelope for proper processing. Or to contact them. The bottom portion of the letter only states the full amount which is $517, and no where in that portion which I am to send to them with my payment does it state the settlement amount of 30% of the $517, anywhere.

 

school loans debt error what can i do?

14 years 11 months ago
what if they collect a debt that is for a student loan but an incorrect amount is there away of disputing this ? especially if its alot more then what they should have taken and i have proof.....

 

Got a judgment against me personally, can they put a lien?

14 years 11 months ago
Hi there, I got sued personally under my name by a local lawyer who represent credit cards co. It went to a court, and they put a judgment on my name. The question is, can they put a lien in an investment house that is own by me and my partner(50/50) and it is under a corporation?

 

Ms

14 years 11 months ago
I live in Arizona and my sister who is not able to work because of a stroke lost her disability income last year which paid her credit cards. One card in particular that was sent to CFG is the only one that was sent to a third party and trying to talk with them is like talking to a wall. She is only on Social Security which covers just her cost of living - food - medications and leaves her with barely any cash at all for the rest of the month. I, her sister, pay for everything else and don't have the funds to help out with her credit card bills.

 

Need Money Fast! Emergency!

14 years 11 months ago
Hello, I'm in desperate need to get about $1,000 fast! My car broke down... I mean the key won't even turn. Without my car means no work. No work means no money. This is urgent. I don't know what companies could help me. Everything seems to be a scam. "We are not a lender only providing your information to lenders". I need help but don't know where to start. Are there real companies? What are there names? Please Help!

 

repo debt

14 years 11 months ago
is this only for credit card debt i have a repo i need help with too

 

few questions about GC Services....

14 years 11 months ago
I have a few questions about GC Services. I was hoping someone could help me. They are a very rude company first of all. I have a student loan that I'm very behind on. It is now in collections with GC. They sent me papers to appeal my case so they wouldn't take my taxes or garnish my wages. I sent them everything they needed last month. I can't afford them to take my taxes (which they did) or garnish my wages because I am a single mom, only working part time at kohls .

 

mini

14 years 11 months ago
Hi, I am in Washington state. I used to debt collect many years ago. I seem to remember that by law you must state the mini miranda upon the first contact via telephone or letter. i just contacted an agency concerning some debt. The agent stated that the call call was being recorded but did not say the mini miranda. From what I understand thats a violation of the fdcpa. Is this still the law? Do I have a case against them? The proof would be in the recorded call. Any thoughts or advice?

 

Please help! I do not know what to do anymore

14 years 11 months ago
I need some help please, I have many loans in IL: Paydaymax(on line)600 CashNetUSA(on line) 600 DJR (on line)300 Americash (in store)300 First Cash Advance (in store)275 Ameriloan (on line) 400 All this loans are putting negative with my bank, I have no money left in every pay period, this is really killing me, I just need help, please let me know what agency, comapany or place to contact and get this done, need help please! I am really desperate... Thank you!

 

they are bad

14 years 11 months ago
they really are mean and bad