I just received a call from a Michael Davis (832-532-8577) from Sugar Land, TX. He says he's from Legal Litigation, but wouldn't give me more than that. He said that I owe Ameriloan over $600. I asked for a validation letter and he said that he doesn't have to give that to me since Ameriloan has already provided that to me by email and postal mail. I said they haven't. He told me to call by 7pm CMT to settle this or he will have to file with the Michigan courts. He also called my sister with this information and he told her that I'm not taking this seriously.

How do creditors find out who you bank with. Are they able to just put your social security number into a system and it gives a list of all bank accounts?

Hi, I'm new to this forum. I'm from South Carolina and recently took out a emergency loan with Target Cash Now. This was the first time I'd ever done something like this but I need to get my car repaired. Last night on my local news they did a report on illegal online loans and I found out this loan is illegal in SC. I have made two payments already to Target Cash Now.

Can collectors call me 20 times a day?

What is master promissory note?

Can you please tell me something about exit counseling?

Hi All, I'm curious if anyone here has successfully sued Delbert for the collection of Western Sky loans?

I received this email today and not sure about its authenticity. I do have a couple of PDLs that I have been ignoring but have never been contacted through email like this. I suspect it's a scam but want to b sure. Here's a copy of the email: Cash Advance 7:33 PM (1 hour ago) to bcc: me LOAN/DEBT INFORMATION CASE FILE #: FI/DC/9307-03 DUE AMOUNT- $986.45 LOAN COMPANY/LENDER - ACE INC. We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days.

Has anyone heard of the above collection agengy - 844-631-5002 - they advised that they are serving me papers on payday loans - however when I called they stated that they represent several - and could not tell me which one - I am scared and need some advise

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