I have several illegal payday loan lenders eating away at my account. I live in Connecticut. I closed my bank account as I have paid back more than I have borrowed from these lenders. My banks stated to me that ach debits from these illegal companies can go through for 45 days and I can fight them after the fact. That is crazy. Someone has my account illegally and can debit it closed as much as they want? I only spoke to one person at my bank from 800 number. Please Advise? Waht are the steps needed to get my bank not to take ach debits from my closed account?

I myself am a customer of yours myquestion is my daughter needs a car and want me to to get it in my name could i do that while on the debt program or would be better not to because that is added debt.

I have the following open internet payday loans: Cash America Net of TX (CashNetUSA) Loan amount $800 paid $1,849.87 since 1/15/10 PayDay One Loan amount was $500 paid: 215.79 refinanced $400 Money2Advance Loan Amount $400 no payment done yet I know that Cash America Net is a CCS in TX and PayDay One is registered, but nothing about Money2Advance as far as I've found. My hours at work got cut. There's no way I can pay on these loans right now.

Anyone ever heard of that company? 716-748-6518. I think it may be regarding a payday loan but I am not sure.

Ok Loan Point USA provided me a PIF yesterday. I was seeking a refund of overpayment. I over paid close to 1700.00. They offered me 300, said no offered me 600 I said no, now they said final offer 800.00. I said 1000. They said no more than 800. Should I take the settlement??????

As PDLs are illegal in my state (Connecticut), when I started the process of ending the PDL cycle and was sending letters to the illegal PDL companies, I attached a copy of my state laws. I also told them if they had any questions regarding my closing my bank account they could contact the CT Dept. of Banking (and provided the phone number) who would be more than happy to discuss the illegality of their PDLs, or it was better for them, I would have the CT Dept. of Banking call them. This seemed to work quite nicely. I received 3 PIF emails in one day.

Per PLY website it's states they aren't even suppose to extend payday loans to residents of Illinois, well I live in Illinois. I'm getting my letters together and not sure of what to send them. Should I request the account be zereod out because they shouldn't have given me a loan anyway or a settlement offer? I haven't paid them anything yet. Thanks Chandra

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I took out a pdl from cash jar in CA. The amount was for $450 & i was told the total debt would be $720. So, every month from aug- nov 09, they debited $270. I figured that by the end of this time, my debt would be payed off. Soon after the nov debit i learned that i was only paying the interest on account. I closed my account. Never heard from them again. Six months pass, I filed for bkrtcy, i included this debt.

Up until 2005 I was paying my whole balance every month. Then I lost my job. The credit card debt has been mounting ever since. We owe Bank of America $24,600 and are within $300 of our limit. (We owe $5000 on another card as well) We have stayed current by selling things to make up the monthly shortage but we are out of things to sell. My husband's pay will cover the mortgage but we can't get out from under the bank of america credit card debt. I just paid the $428 minimum with my daughters tuition money.