Hello I have 7 online PDL'S out of State, I currently live in California. I am unable to pay any of these back at this time at all, not a penny! What can I do, what do I say when they call??? Is it worth it going through a Payday Debt Program? Here are the companies CashAdvance Now-200 VIP Cash-300 Sovereign Cash- 300 Whitehills Cash- 300 MyCashAdvance.com-300 MyCashAdvanceUSA-250 CheckintoCash-255

I have a default judgment against me from 2005 in CA and was wondering if there are any good attorneys/negotiators that people might recommend to either get it vacated or to negotiate with the holder of the judgment in order to settle for the least amount possible? I haven't been approached by any debt collector lately but I would very much like to get this totally settled one way or another and I'd very much appreciate a recommendation for a good negotiator/attorney (I tried to find one but it's been very tough to find someone who does this as their main area). Thanks so much!

Drowning in anxiety and stress due to snowball decisions to take out PDL's. Help! USfastcash - 1,000 CAshYes - 850 Riverbend Cash - 1000 LiquidCash - 1000 Sonic CAsh - 850 IPLToday/Integrity - 850 Indiana is not state where PDL's are illegal but these loans as you can imagine do have exhorbitant fees that are illegal. how can I proceed to get out of this mess once and for all? any success stories with any of these lenders and/or any one from Indiana? thanks..

Guess it is the month for old members to come out of the woodwork. It has been an age since I been here and you know what? I really missed it!

Hello. Glad I found this site. I live in the state of IL and I am in payday heck. I have internet loans with several different lenders. United Cash Loans, Blue Star Results, South Dakota Cash Direct Express, Cash Taxi, Pay Direct. They are eating up my paycheck and I just can't seem to get ahead of them. I read where I can revoke ACH and wage garnishments and I did try to send a few of them by email but I was ignored by two of them. I checked my bank account now and they sent like counter checks through without my signature. What should I do? Please help.

I have PDL's with the following companies and not sure after reading this forum that they are legal in VA. I looked up and cannot find that they have a license in VA but not sure and would really like to stop paying them any more than I have too. I have paid the principal and more on all but one where I owe $110 to achieve principal but have way over paid on the others. AmericanWebLoan GoldenValley CashAdvanceNow Any info would be very helpful. Thanks, Bruce

I would like to know if these two companies are legal in Wisconsin? As of today I have made 2 payments to Plain Green and have paid One Click Cash 1100.00 on a 700 loan with 650 to go yet. Any advice would be appreciated.

I have an online loan with One Click Cash. I have paid 1100.00 now on a 700.00 loan. I have 650.00 to go yet and they just recently contacted me to get my card number because their ACH system is down. Am I entitled to a 400.00 refund and if so, how would I go about doing this and how would I also stop them from taking more money out?

I had an account charge off and was told to call IBM. Does anyone know who they are? I think they are a collection agency. I called and they said they were part of the company I tried to settle with (unsuccessful & offered 50%) and can now offer 60% to settle the acct. Now 35% is what the creditor can get for tax write off. Can anyone help me figure out who I'm talking to and how to negotiate with this new group of folks. The damage is done with my credit. Now negotiating how much to settle for. Thanks!!

Filed against : Consumer Law Council, LLC 2655 North Ocean Drive, Suite 403 Singer Island FL 33404 Complaint Description: I was called in March of 2012 by a man I believe his name was Balenting Alvarez from Green Financial Services asking me about my credit card Debt and how Green Financial Services would have my debt forgiven due to credit card companies violations, I was told not to pay my creditor to which I didnt pay Discover credit card due to my financial hardship I was convinced to enroll I do have the contract that was fiven to me.