I’m in Chapter 13 bankruptcy now. Have borrowed a payday loan in December. Now, I can't pay it off . I was using it to make monthly payment in Chapter 13 bankruptcy. I can't make Chapter 13 payments too. What to do.

Will the creditors agree if I have negotiated for consolidation but want to do settlement? Actually, BOF and Chase have reduced the interest rate but it'll be helpful if they reduce the outstanding balance

I am 23 right now with a job. Fortunately, I have not received any pay cut. I am leading a frugal life too. My plan is to get pay off student loans by 30. Can you suggest a few ways to pay off student loans ?

Hi I am paying off debts through the debt avalanche method. I have at the initial stage. So, can you please give me any suggestions regarding how should I proceed ?Any tips or suggestions?

I am 70 on ss. I have $24589 cc debt. I owe my brother $6500 back rent (it's his house). If I get the cc's (there are 7) to settle at 20%, pay my brother, pay those 1099 and the tax on the inheritance, that will leave me about $2000 to finance a move to a low income sr. citizen apt. Should I tell all that to those I attempt to settle with? My credit history is immaculate up until now. I plan to start the procedure in June, begin negotiations in Aug and make lump sum payments in Nov. Is this a reasonable plan?

Is it possible to get a loan if there's a judgment in my credit report but I have paid it back?

Is it mandatory to close accounts after the debt management plan? Can’t I keep them open?

Can I not get a balance transfer card if my credit score is not good? When I am in debt, mostly the credit score will not be that good. What do they look for for such a card?

I am at a loss with a previous loan. I think I paid it off, at least the principal amount. But then, there's a call from the collections department saying they have bought the loan. i have asked them to validate. Now I remember, can they come after me if I haven't paid the interest? I have paid the principal amount I remember. It is a storefront loan from a company.

How are accounts discharged in bankruptcy reported on credit reports? Are they removed after the discharge?