I'm trying to figure out if GetCash USA is legal in Ohio? They have a page of "licenses" on their website with many different state licenses, Ohio included, but don't they need to have a storefront in OH to be legal?

PDLs not cooperating I have several payday loans with a few companies. I have sent a letters stating they are illegal in state of New Jersey, revoke ACH, closed out my account, and stated I would pay principal balance.

Hi guys. I wanted to let you know about my situation in Alabama. I had multiple pdl's recently. I had about 9 out at one time equaling about $3500. Here they are: Greenpicket.com- 950 United Cash Loans- 300 Ameriloan- 490 BLVD Cash-490 StoneCanyon Lending-425 Sigma Solutions-289 Dollar Premier-625 This was getting unbearable paying them every two weeks for the past few months. I started following the threads in this board and took advice I read. I have received paid in full on all accounts except for 1 that I still owe the premium on. These lenders are all illegal in Alabama.

I defaulted on a Check n Go storefront payday loan in Oklahoma. It was sent to their collections department, and initially they offered me a settlement for less than the balance, with three monthly payments. I made the first payment in May with the prepaid debit card that I had given the Check n Go rep, but missed the June and July payments because I was in the hospital.

Trying to find out if these PDL lenders are legal in Ohio. Any help would be greatly appreciated.

I have a credit account on my credit report. The account has been supposedly opened in the year 1997. The credit limit is $40,000. I don't recognize this account. Is it preventing me from obtaining a credit card. The account is in a good condition. How? My credit score is 610.

I have a collection account on my credit report. The account is about a payday loan taken out from a company in Reedley, California. I'm not sure if the debt is valid. I don't have any evidence to prove that the debt is illegitimate. I have a sort of agreed that the debt is mine over telephone. I have sent a PFD letter to the CA. They have rejected it. The total bill amount is $900. Should I pay $500 and request them to update the account status as “Paid in Full”? Is it possible.

My ex-husband took out an auto loan in 2010. He has not made payments after March 2011, which is exactly the time when we got divorced. My name is on the loan agreement but I have never used the money. The account was charged-off in 2011 only. My ex-husband's car was auctioned and sold off. The deficient amount is $4500. I don't know if the account is with a collection agency. I'm sot sure as to how to deal with the account. I want to get this account removed from my credit report. Am I still responsible for the debt? We are a divorced couple in National City, CA.

I have obtained a copy of my credit report recently. The status of an account is “charged-off”. The balance is $7500. However, the same account is showing as “past due” with a balance of $4500. How can the total balance be past due? The account has been charged-off. I am totally confused. I have another credit account with a bank in Gilroy, CA. The balance in the account was $30,000 in May 2013. Now, suddenly, the balance has dropped to $25,500. I have always heard that balance increases from time to time. How come the balance has dropped?

I was ill for various months. I was admitted in Lakewood Regional Medical Center for several months. I have to pay around 18 bills with only $100. This is the amount that is left in my checking account. I don't happen to waste money. I am working every day. My wife is on Social Security Income. I can't afford to pay the medical bills. What can happen if I don't pay the medical bills? How can I change the situation?