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Capital One settlement offer suspicious?

15 years 11 months ago
Ok I recently got a settlement offer over the phone. Instead of about 4500 they offered me about 2500 to settle. The only problem I had was they wouldnt send it to me in writing. Is this a bit odd or suspicious? Arent they supposed to send a l;etter making hte offer? Oral agreements mean nothing unless its also in wiritng.

 

Foreclosure & Fair Market Value

15 years 11 months ago
I had a home foreclose in August 2009, thus I received a 1099-A. Actually, I received a 1099-A and a 1099-C for the same amount, so that is a little confusing, but I understand that the 1099-A is the correct tax document that should have been sent out. So we’ll just go with that for purposes of this post. [SIZE=3] [/SIZE] [SIZE=3]The 1099-A shows my outstanding mortgage at time of foreclosure, approximately $191k.

 

Foreclosure 1099-C or 1099-A???

15 years 11 months ago
I’m not sure how to start this, so just going to let it rip and hopefully it’s coherent. [SIZE=3] [/SIZE] [SIZE=3]I owned a home that was foreclosed upon in 2009. I originally bought it in 2003. The original note holder was Capital Commerce, who went belly-up shortly after my loan closed (maybe 30 days later).

 

Interesting e-mail from Cashnet USA for Maryland residents

15 years 11 months ago
yay for Maryland if it is indeed true that they are trying to ban the CSO companies. Here is the e-mail I got from Cashnet USA Maryland Legislature Seeking to Ban Access to Credit Services Loans Do you want the Maryland State Legislature making financial decisions for you and your family? The 2010 Maryland State Legislature is attempting to ban CashNetUSA credit services and limit your short-term options for everyday money needs. Let your voice be heard! Please respond to this email and fill in your answers to the following questions. 1.

 

Little By Little

15 years 11 months ago
Hi all! Started my DMP in 2007, with $9000 on Chase & $8000 on Discover. Nearly 3 years later I am down to $4100 on Chase & $4700 on Discover! Its been a long 3 years, but I am seeing the light at the end of the tunnel!! I'm just so excited that I had to share!!

 

Why does Takhar Group make scam calls even though we owe them nothing?

15 years 11 months ago
I just received a voicemail message today (Sat, Mar 13) from this group. The message was very, very vague: "This is the Takhar Group calling on an important matter. We require an immediate return call to 1-866-408-8299. Failure to return this call may result in a decision on a file without your input. Once again, we require a return call from you between the hours of 9 am and 7 pm eastern std time, or you may look at our website at takhargroup.com.

 

Lvnv

15 years 11 months ago
just got served for judgment being by citibank as assignee of IDT CARMEL c/o attorney name and address but on credit report shows up as LVNV (showed up on credit report same time attorney filed papers in court) Shows as date opened 01-09 date reported 02-10 (mind you this is past SOL, acct written off in 2005) anyone ever had this tactic of all these different company names being used - i have no idea at this point who is actually taking me to court over this.

 

unaurthozied payday loan

15 years 11 months ago
Star cash processing has got me. I did not aurthozie a loan and now they say I owe them. What do I do. I don't even know how to get intouch with them. Please help

 

Chase settled today

15 years 11 months ago
Was dealing with bcr,account was set to charge off at end of month.I had been talking with one guy from bcr for about a month,he offered me 30% lump sum or 45% payments on a 10000.00 account and he would not budge from that.I could not afford a lump sum at 30%,so i decided today to call and instead of dialing in his extension i tried my luck with whoever i got,bingo!

 

help //judgement

15 years 11 months ago
last july i was served by mail with a complaint from a credit card company for a court date i did not go because i was in the middle of a family crisis so the credit card compnay was awarded a default judgement i also never appealed in county court i have since resolved my family crisis and would like to deal with this i am 62 and live on a very small pension and ssd i cannot afford to have my bank acct frozen what do i do please advise i do not drive and i am bed ridden 75% of the time so going in person to county court won't work and i cannot afford a lawyer i would like to set up