I live in SI, NY and have 3 payday loans. I just put a hold on my checking account and these companies will not be getting paid. How do I deal with them in just paying the principal amount owed? Two loans are from the same company and what I've paid them in interest settles these loans with $35 over the amounts.

Hi everyone, Has anyone had any recent success settling with Citi and Capitol One cc? Or is currently in beginning stages of default with them? Browsing through the older threads, it sounds like they are the two most difficult ones to deal with and are quick to sue you no matter what the amount owed is. I owe Citi 23k and Capitol one 8k and just started defaulting due to losing my job few months ago. =(

Hello. I have 2 internet payday loans and 6 storefront loans. I have spoken to a payday loan consolidation company that says in california they can help me with my 2 internet payday loans and one of the storefront loans.

Hi, a few months ago I recieved a small claims notice for an amount I owed on an old credit card debt. At the time, I had started a new job and was making more money than usual. So I entered into stipulation with the creditor to pay off the debt on a monthly basis. Well, about 2 weeks later, the company I worked for went out of buisness and I lost my job. So needless to say, I was not able to pay that monthly payment. Luckily I started a new job not too long after being laid off.

Has anyone used New Leaf Debt?

I got a letter today from the Municipal cout for garnishment of other than personal earnings. It names my bank as having control of money, personal property, or credits. It refers to a judgement back 2007. It says I owe $1442.00. It also states that upon receipt of the notice I am not remove money, property, or credits or I will be contempt of court. Not sure what to do. Do i need to get an attorney involved. Can the bank put a freeze on my account so I can't get to that money. I don't have anything other than personal earnings with that bank. I do not have the money to pay it either.

how much do they lower your payment

Greetings Over the past few weeks, MRS Associates has been repeatedly calling us regarding my sister and brother-in-law, who reside in a different state.

i got a card that keeps sending me to different c/a

About 7 years ago, I defaulted on an MBNA credit card. The account was taken over by Wolpoff and Abrams, who got an NAF award against me (grossly inflated with illegal attorney fees, interest, etc.). The award was stayed on condition that I make monthly payments. I paid them every month for a couple of years, then missed a few payments due to being unemployed. I then received a letter from W&A saying they were offering me an opportunity to settle the account for a reduced amount. I wrote back saying I was interested, but they never responded.