I am writing this forum to ask a question? Has anybody tryed to set up a debt payment program with HSBC Bank Mastercard. I been paying for a few years now debt cancellation insurance is that a scam? I am on a fix income. I owe HSBC bank mastercard $5000 dollars and they up my 29%, which I can't afford to pay. I can make a payment of 40.00 amonth to pay this debt off. If anybody tried to negatiate with this bank please let know. seabill

how much does it cost to use this service?

I just posted a thread about a judgment from Avantis Fin.and a garishment of wages. They are in S.D. I am in N.J. I am willing to pay them but can someone tell me how they receive a judgement against me if payday lenders are illegal in NJ?? They claim they are license in S.D. does any one know this for a fact? Can I still file a motion to vacate and can I stop them from garnishing my pay? I sent them today $100 money order today. Please someone any suggestions.

So I negociated a settlement with a CA, but I only have till friday to pay it. What are my best options for paying it to make sure it gets to them by friday but i can still cover myself.

I just received a certified letter from Avantis Financial notifying my employer that they have obtained a Garnishee summons (continuing lien) from small claims court. THey already put a judgement against me. THey filed it on 10/24/09 $390.00 plus court fees. I had made a agreement with them to pay but unforseen circumstances came up and I was unable to pay. I sent them C&D letters but they ignore them. I had several payday loans in which were illegal and pay them above the loans in fees. But this one did not. I just sent them $100.00 in a money order by Fed ex. Please help me.

Hello everybody. First and foremost thanks to all who will have a chance to read my problem and respond. I recv'd a summons/notice to appear for a pretrial conference yesterday, 1/4/10 at 6:35pm seven days from now on Monday, 1/11/10 to meet with CACH, LLC at the county courthouse. Why the short notice??? Anyway, with the summons paperwork was the bill of sale from HSBC Card Services to CACH, LLC signed by a HSBC rep with the title of VP-Assistant Secretary with a fineprint copy of the T&C's of the card.

I have taken out to payday loans. one for 650 and one for 400. im finding it difficult to pay them back. any advice?

Does debt settlement reflect badly with creditors? Also, will this automatically close my account with the creditor? thanks!

Hi, This is the letter I recieved from the CA for the settlement. I understand I will be Settling in Full, and I just want to make sure the wording is correct so it does't come back to haunt me later. Also if this is ok can I make a payment using my debit card and then cancel the card after it goes through?

Please see the link: I think its worth reading. I think I may write to some of the people mentioned here. Just a thought articles/2009/11/20/local_headlines/DanaInfo=www.havredailynews.com+local.txt