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New Feature?

12 years ago
Is there a reason that I am being guided to the Debt Help/Relief spot every time I click on something in the forums - I think that we should be able to guide ourselves around the site..

 

stopping ach debits/close acct

12 years ago
I have plain green (found out illegal) and cashnet (legal). Both will come out around 17th. I am going to notify them no later in writing than the 10th revoke ACH. Going to close account and take letters to bank on 14th. I will then pay principle via money order with cashnet and worry about P.G. in a few weeks. Should this stop the ACH

 

checking or savings account

12 years ago
i really need an account at a bank, but i am on chexsystems any advise

 

Has anyone received documents from the original creditor?

12 years ago
I have received more than 20 collection letters from a junk debt collector in Trabuco Canyon, California. I have asked them to send documents to me several times. However, they have not done so. I’m just tired of receiving the collection letters. I’m thinking of contacting the original creditor. Will I be able to get documents from them? Has anyone got any success? Please share your experience.

 

Payday Lender

12 years ago
I recently read that Payday lenders are illegal in certain states. Due to unfortunate circumstances, I have payday loans to the following lenders:Advance me today,VIP,Ameriloan,American Web Loan,Integrity,Cashjar,500 Fast CashI live in the state of Connecticut and I wrote an email to Advance me today stating it is illegal for pay lenders to lend in CT and they came back with this responsePlease be aware that this is a St.

 

what does 1 up 4 mean?

12 years ago
my paystub has been garnished and it says 1up 4

 

Drowning in PDL; putting a plan together; need help

12 years ago
Hello. I need help. I am in serious payday loan hell. It all started back in December 2011 when I was just $435 short on rent and it was Xmas... All I want was $1,000. But of course I couldn't get it from one lender. I had to do 4 different ones. Then I was laid off work. I got another job with fairly decent pay and I'm trying to get myself back on track. I stumbled upon this forum back in March but was too chicken to start the process. I was going through a security clearance at work and was afraid if I stopped paying the PDL lenders would somehow get back to my clearance reviewers.

 

being sued by CACH,LLC

12 years ago
I want to settel before my court date, if I set up payments can I ask them to file a document that would require a hold on a judgement, something that would not allow them to bring it back to court if something happens and I don't make the payment on time.

 

Phone call from unknown number

12 years ago
I received a call from this number today (205) 637-9345. The gentleman sounded Indian and said that my attorney or I needed to call him about an important matter. I couldn't make out his name, but he referenced an attorney's office. The number is a cellphone or unlisted number in Alabama. I called to see if was some scam and the person answered by stating the name of the attorney's office (I still couldn't make it out) and said he was attorney so and so. I have dealt with lawyers in the past and know they don't answer the phone by saying attorney so and so.

 

Need to know my options...

12 years ago
Ok, so here is the the lay of the land. I have 45k in CC debt. I just got divorced, I pay alimony and rent. Chase Visa #1 - 10,500 15% Chase Visa #2 - 6,500 15% Amex - 8k 25% Barclays - 5k 20% Wells Fargo - 14k 11% All told my min payments per month are $1150 I just (yesterday) lost a decent potion of my income and now make about 70k... After looking at my finances moving forward I can comfortably afford to pay roughly $700 a month in min payments. (Total) I was hoping not to settle...