I was wondering who on these boards can help? I am in dire need of roughly a $15,000 personal loan, and I have poor credit. I am prior military and while in, I made alot of bad mistakes and have many collection accounts on my report. I have a security clearance and I fear I am close to losing it bc of these collections. My only option is to get one larger loan, pay them all off at one time and have only this new loan to pay for. I can afford upwards of $1,000/month and I am willing to accept a high interest rate. Do you have any suggestions?