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I have disputed an entry on my credit report from Midland. I disputed with EQ and Midland has now sent me a letter asking me for info to help with this. I know not to send them anything but wondering what do I do now? I am in FL and this is out of SOL, from 2003. I am sure I read an answer to this prior to receiving their letter. But after 5 hours of re-reading, I can't find. So I am sorry for asking for a repeat answer. They are also reporting this as being opened in 2008 and as an open accoount, i,e. on that had to be paid in full every month. I don't think Bank of Marin even has those.

If you feel that you are being harassed by any of these collection companies, i suggest that you fight back by this method. Go into any magazine store and take out the subscription mail-in forms that are loose in the magazine and fill it out with their address. Mail it in--these are postage paid forms. These magazines will start flooding the agencies and then they get the bills. This will cause all kinds of their time that they would be using to call you.

Hi All: I would just like to get people's thoughts on credit scoring and reporting. Do you think due to the economy that they will change the way the credit scoring is and/or reporting to make it easier for us regular folks to get credit?

I have 8 payday loans that i have overpaid but can't get them to stop taking the money out of my account. I have been reading up on this site what types of letters should I send these companies which i might add they are all illegal. I live in the state of Kentucky. So what type of letter should I send them asking them to please stop. I have tried by phone but that doesn't seem to work.

hi currently have 4 pdls out with the following ace cash services 300.00/90 fee, cash supply dba uc financial 700/175 ,fee ezpayday 400/120 fee, and loan shop 500/150. my question is are they licensed in indiana and are the indiana laws the same for internet loans as for storefront loans.thank you

I am not a member, but I need serious help! I have 5 payday loans and 1 line of credit. The line of credit is really not a problem, but the payday loans..... 2 of them are in Delaware, 1 in Virginia and 2 are internet. Does anyone suggest using a company such as PDH Advisors to consolidate the loans? I'm not sure what to do, I'm at a loss right now. PLEASE HELP!

I am being sued from a lawyer for a credit card debt. The card was in my name only. My question is , i don't have a job but my husband does, we do not own a house, have any assets etc. Can they go after his paycheck,tax refund etc, to pay off my debt? We do have a joint checking account.Also, if i don't show up for court what can they do? Could they arrest me? I live in New Jersey.

how will debt consolidation affect my credit rating if I decide to proceed with the process.

My son's wife (they are now separated) ran up a hefty credit card balance in her name only and it will come up before the court soon. Can a lien be placed against my son's house for her debt? The house is in both their names right now.

shazzers paul it is your buddy from ohio todd at my grandmas house got 15 calls today from 614-356-9277. can you let me know who this is it is driving my grandma nuts . sorry you guys are great do not want to call it . think it is national check cashers. todd