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Recently NCA called me, short story, I agree to pay the settlement balance of 555, when I checked my credit report they reported that I still owe 180 dollar instead of settle paid in Full? What should I do? Is that legal?

Ok so, I already posted about the mystery company that is handling my CashNet USA account.

I live in CA and need help because I have a few outstanding PDL's. What can I do? :?: Pay Day Maxx- Borrowed $200 Paid $0 Cash Net USA- Borrowed $255 Paid $0 CheckIntoCash-Borrowed $255 Paid $0 OneClickCash- Borrowed $200? Paid $300?- I've made payments on this account and when I checked online their website stated I was all paid up but I just received an email last month asking me to call to make payment arrangements

i have a question regarding using debit cards to pay online.. i have a chase account thats now being handled by asset acceptance llc. my question is. i had called chase and they forwareded me to them. i just recently received a letter from them offering a 50% discount. but this thing practilly expires tomorrow.. they forwarded me to this paymybill.com service. has anyone here actually made payment that way before.. cause i just wont have time for mailing a postal money order. how safe is this.

I recently was notified of a wage garnishment on June 16th from an old credit card from 15 years ago with the amount of $3508.01, I was offered a settlement amount of $3,084.74, however I could not pay it at that time. On June 30th they garnished my wages 25%. On July 2nd they put a hold on my checking account. I was able to settle that same day with help from a family member and was told I would get a refund of the wages that were previously garnished. They had the money back in my checking account the next day with no problem.

Hello, Can someone help me? I have loans out with Loanshop, Discount advances and a really old one from Midland finance. Here is my problem. Our checking account was closed by the bank because of unauthorized withdrawls from ach's debit's I had no idea who they were. I am being overwhelmed by collectors calling and telling me I am going to be sued and they will not work with me for payments. I have no problem paying back what I borrowed. I can't do it on there terms and I am not sure if any of them were the ones making the withdrawls.

I had a dispute with my credit card company and refused to pay until they resolved the issue. Suddenly I got a letter from West Asset Management stating that they were a debt collector and were trying to collect my debt. I called them and they offered to settle for $3500 of the $4800 they said I owed. I made them a counter-offer saying that I would pay them in full $2700 to resolve the issue. They accepted and faxed me a letter to that effect. I sent them the payment and verified that it was delivered by the date on my settlement offer.

I was told by a very nasty representative that I would receive a confirmation fax on a settlement matter and have still to receive the fax. He was given an electronic check at his belligerant demand and I did so just to be rid of him. If I do not receive the fax by morning, I will stop payment on this check. If this is the way your company treats people who are trying to set a debt matter straight, then by all means take me to court. Joan

The subject line says it all. I'm curious....

I've managed to get correspondence from a couple of creditors with limited success. A CA (an old WAMU CC) has offered to take 75% of the debt and I plan to counteroffer at 40-50%. Is that too high? It would bring it down to a reasonable $1000 payoff. My biggest headache now is a CITI (Sears MC) at $5K. I can't pay it, they didn't respond to a settlement letter and now I have a letter threatening a lawsuit in 30 days. Do I respond to this? Wait it out? Send another settlement offer? I'm not sure what to offer or how to respond (if at all). Anyone had success negotiating with CITI?