Has anyone ever had any dealings with Richardson Plowden? They are located in Columbia, SC. Thanks, Rick

I want to know if a collector by law cannot report as paid in full if reaching a settlement amount. My collector tells me it is illegal to report paid in full if full payment isn't received.

I have two PDL on with Spotloans and one with Idealgelt both have been paid in full Principle ONLY. I have revoked ACH and sent the letters as per the directions found on this site but this is where I am at. SpotLoans will not forgive the loan but hasn't tried to take any money out of ACH but the loan is adding up on their site.

Привет, продаю ГАЗ-21, машина находится в Витебске, здесь можете посмотреть эффектные фото

A little background....my husband and I had stellar credit until 2009 when we could no longer afford to make our credit card payments. The reduction of our income starting the year before caused us to begin relying more heavily on credit. We thought the income reduction was just temporary and unfortunately it was permanent. We are two payments behind on our mortgage also. The SOL on most of our credit cards are fast approaching and are clustered between 6/28/2013 and 7/11/2013 because we stopped paying most of them at the same time.

I took out a loan with Best Choice 123 for a total of 625.00 after doing some research I realized this is illegal in the state of utah and sent the ACH revoke letter. I put in there it was against state law to offer loans to the residents since they were not licensed in my state. I also put on there that I overpaid the loan by 1026.00. I received an email back stating the following: "Unfortunately, the information you have received is incorrect. The idea that we must have a license in your state is a common misconception, especially with regards to payday loans.

I'm in the process of closing my bank account due to PDLs but it will take 24-48 hours to take affect..or so my bank says...do i need to inform these illegal lenders that my account is closed to save me the worry of them attempting to get money before the account actually closes? Or is ACH revocation email enough to stop them?

I HAVE FOUR PAYDAY LOANS AND LIVE IN THE STATE OF GEORGIA. GEORGIA IS NOT ON THE LIST. SO HOW DO I GET OUT OF THIS DEBT?

My Bank refuses to revoke ACH...they claim that i authorized these illegal lenders to access my account. All i can do is close it, however because i withdrew money today the bank has to wait 24 hours to close it. Meaning as of midnight tonight these lenders will attempt to withdraw payments from my account when the funds aren't there. I can't afford to go in the negative with my bank either. Can somebody help me..I'm lost as to what to do.

I fell into the payday trap a few years ago. I have paid so much in interest that it is insane. I live in Ohio and all of my PDLs are legal. I had three. In December I closed my bank account and asked for EPPs with two of them. After I asked for the EPP I realized I wasn’t going to be able to swing the payments. I talked with a loan consolidation company and the man suggested that I let the accounts go to collection so that I could negotiate a lower payment plan with them. Last week I received my first collection call.