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There is a company that keeps calling my job inregards to a debt, most likely a PDL. They have NEVER sent anything in writing and now they are callling the CEO of my job. This course of action will not help get them paid any faster. I have called the 800-number to get a voicemail, with no company. I have left a message to call me at another number. What Can I do? This is an internet loan company more than likely, so I am not sure what I can do legally to get this to stop. Any suggestions? they are calling from 1-800-399-8584

I had a PDL with MCN taken out June of this year. Apparently KY state legistlation changed around the 25th of June (according to the department of financial institutions) and any PDL taken out after this date no longer requires KY residents to even repay the principle of internet PDL's since they are illegal in our state. This loan was of course taken after this legislative change took place. I received an email from MCN today indicating that they would settle for principle only being repayed, but they stated it must be in one lump sum payment and anything less would not be accepted?

My wife and I earn about 100K together, but our debt load is too heavy, and we have 4 kids at home. We rent, and have about $55K in debt., school loans, tax debt from a business, past due utility bills, some medical bills. Oh, AND our credit sucks! We are looking at bankruptcy (which we know wont touch the school loans, or tax debt), debt consolidation loans, or debt consolidation companies to negotiate lower amounts and one central payment per month.

I just got an email from oneclickcash telling me my ACH did not go through (no kidding, I closed my account) and that they are extending me the curtosy of making things right. I am in Texas The loan was initially for $300. I have paid $180.00 so far I do not believe they are legal. Should I reply by fax, email, certified mail that I know they are not legally licensed to issue loans in texas and I'm willing to pay the difference in principal? Any idea how they will respond ? Thank you.

Hello , first of all I live in NY State. I have 2 payday loans outstanding. 1) Discount Advances.com 2) MY CASH NOW.com The above 2 are the 2 companies. Between the 2 of them I only owe , with the tacked on interest , about 820.00 dollars. I have had multiple loans with both companies already this year before these latest 2 loans. I have came to the conclusion I have to stop the evil cycle as I am already up to my neck in other debts. I went out and closed my checking account for withdrawals. It can not be reopened if an ACH debit comes in.

I live in Texas One of my loans is Nationalpayday.com I believe this is an illegal lender operating out of Costa Rica My initial Loan was for $400.00 I have paid $180.00 I AM Willing to pay the difference of the principal. The collection latter is asking for $657 How should I reply?

Can someone tell me if these companies are illegal in the state of Washington: Pluto Funding My Cash Now United Cash Loans Ace Cash Services One Click Cash

Well I filed a BBB complaint regarding Progressive not issuing me a refund. They said the first payment is non-refundable due to it being all fees however I have not found anything stating that in the contract I signed nor was it gone over in the welcome call. I also called to check teh status after my first payment and was told nothing could be done until my second payment was received since they were letting money build up in my account NOT because it wa paying all fees and not going towards anything.

I need some advice...I am within 2 days of my 2 BofA credit card accts being 'written off'. They have offered me a 20% settlement paying 2 months at $1300 and the 3rd and 4th month at $2600. My spouse lost a FULL income and we cannot do these high payments. We also have our checking acct with BofA...so of course I'm freaked out over that! Is there any advice from anyone as to what I should ask BofA? And if it does 'write off/charge off' then what happens then? I feel like banging my head against the wall...because I do want to pay this...but just cannot do it within 2 days.

Has anyone heard of the this collection group? They left me a message telling me that this message was an official notice that I was being served and they gave me an affidavid #. When i called the number back to get details, I asked him who they represented and he said "Payday Loan" and that I owed them $790. When I asked him if I could have validation, he was extremely apprehensive on giving me that information. I asked him to email it to me and said "when should I call you? after i send this to you?". I still haven't received an email from them.