I was added as an authorized signature on one of my mother's cards when she and my father became homebound so I could do grocery shopping and things for them. When both of my parents died in mid 2008, there was no money to pay off all their debt so I just sent dc's with a letter saying there was no estate to pay the debts. Now, because my father had me added, it is showing up on my credit report as a charge off. Is there a way to get that taken off my report and if so, what do I do?