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So the lady I'd been speaking with about cancelling forwarded my complaint to the "quality control manager" He leaves a voice mail on my cell phone that "the first payment not being refunded was in the paperwork I signed and gone over with me during the welcome call, so unfortunately I would not receive a refund." Well, I have yet to find it in the paperwork I signed, and I don't recall it being in the welcome call.

i have 5 current payday loans. i believe all of the companies are legal (or at least legal in WI). i am not able to keep up with the interest payments and my other expenses let alone pay down the loans. i have spoken with two companies about epp but they stated they cannot set up an epp until i default on the loan. i have arranged for a "hard hold/freeze" to be placed on my checking account and transferred my direct deposit. what steps should i take next? i fully intend to payback all of the loans/amounts due. i am interested in my options and best recourse.

I just had a call come in from National credit adjusters and they told me they have one of my payday loans with summit group for $190. And they had a old credit card on there from HSBC for 990 dollars.

can they really take your to jail?

I recently opened up a 2nd chance checking account with Woodforest and have a few questions 1) If I wrote someone a check I know will clear, will they have any problems depositing at their bank (ie will their bank run a check on my name and realize i had past issues)? 2) I was reading another post about how someone saying they ordered checks and then had accounts closed...I just ordered my initial woodforest checks..am i at risk for this?

I am in a dilema! I am disabled receiving SS disability. My disability check is $866.00 per month and I draw an additional check on my daughter for $190.00. For a total of $1056.00 per month. 6 months ago, I got hit with car insurance and home insurance all at the same time. With no other options I took out an online payday loan for $500.00 from CashNetUsa. I had to request extensions 2 times, and when no other extensions were available, they wanted a final payment of $562.00. I then applied for another payday loan from payday one, online for $500.00. I paid CashNetUsa the full.

how would I find out?

I contacted a credit card company today to discuss options for payment. I am overdue and would like to pay, but have other bills as well and I'm trying to make due. I was informed that my account had been sent to the law office Mann Bracken. I was not informed of this prior to today. I was told that the account was switched over in June of this year. Is this legit? Should I call the lawfirm to schedule payments or can I request that it be sent back to Target

Anyone settle with Capital One. Please share experiences.

So I took out a $700 loan at the cash store. I have been paying the interest of $220 a month, and I can't afford a cent more, so I'm not paying off the actual money I borrowed (from their view) so, I was wondering if I closed my bank account so they don't take the balloon payment from my check I had to write them of $808, what would happen? Where can I find the laws on this type of stuff for Illinois? I really don't know what else to do, unless I pay the interest the rest of my life, which is hard enough as it is! I need to know if they will sue me, arrest me ect...