Search forum

Let's say you owe Chase $10,000 and are months and months past due..... How do you get them to settle for a $4,000 offer you made, without them just saying "No", and expecting you to just give them the money you DO have as a normal payment to catch up on your full balance? (I hope that all made sense)

I recently read an article about "avoid tax on cancelled debt". I'm not sure if it is real. Let me share this with you guys and hopefully in returns some constructive comments. There is also a form called 982 that we need to fill out. Reduction of Tax Attributes Due to Discharge of Indebtedness (and Section 1082 Basis Adjustment) Please avoid duplicate content - Jason

Ready the post which make me feel better. I too have been summons to court by the above bottom of the barrel law firm. I requested via email the original application with signature, amount they purchased the debt for, and when account went delinquent and followed up with a call. They both responded that it would be requested. Never heard from anyone until I got the summons. I called the courts to see if the summons was valid and it is. I want to make a deal before court but they will not accept my offer which is 40%.

my mother is 78 years old. she has Dementia and some days/times are worse than others. in 07 her she told a neighbor she wanted some worker done on her house. he sent his father over. his father took out two unsecured loans in my mom's name. She is only on social security and never would have taken out loans that total more than her social security check. now a collection agency is calling her. i am doing a time line for the police because he also took 30,000 cash from her. Legally I can't seem to get anywhere. I don't want them to put a judgement on her house etc so what can we do?

IS THERE A FEE FOR YOU SERVICE?

I am so embarrased. I am almost too ashamed to even post my problem but I want to know how to get out from under it and stop the harrassing phone calls to my place of employment and to my boss.

What do you do when someone close to you has opened credit cards in your name? I found this out after they passed away. I have paid on this the last two months, because I didn't think I had any other outlet.

NCO financial keeps leaving messages on the answering machine for my daughter. She has not called them back. She makes very little money and there is no way she can pay anyone anything. Right now she is off work due to an injury. She has had no bills for at least three years now so we know it has to be something old. Should she call them back? If she does, will it start the SOL all over again??

I have a quick question. I filed BBB complaints against Ameriloan and One Click Cash and the BBB closed file because of no response. These people call at least once a day and every time I get a call, I email them a letter. Is it possible to file new complaints? I want to harass them just like they are harassing me. Any suggestions?

Is there anyone I could talk to about debt consolidation in the Iowa Falls or Mason City Iowa areas. I would like to meet with someone in person.