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Hi, What will happen if I deposited a check from a source I thought was legit but was not. I took it to my bank thinking it was a good check and my bank cleared the check. But after the weekend, my checking account shows a negative amount of the exact amount of the check I deposited and cashed. Will I be arrested? What do I need to do to clear my name? I have all the paperwork from the person who sent me the bad check? I can't afford to pay this back? I never had that much in my checking account to begin with... Thanks!

Hello all! I have not been around in some time with my medical situation and I am sorry about that. I have mostly dealt with all my legitimate debts and so have not been actively fighting any CAs and have not really been actively fixing my credit. Well a new situation arose and since I am arming up to do battle, I thought I would share it with the community here. Back just before all my troubles started I got a water service. Things went fine for a while then when the troubles started I got behind on the bill.

I have about 10k credit debt 3k in court fines, and I owe Social Security 5k they say they over paid me and now I have to come up with 5k. I'm retired and my only income my Social Security has been stopped until they get there 5k. I don't own a home or a car I have no way of paying the creditors, courts or Social Security. What do you think my best move is?

I don't think this is Right the bankruptcy i am currently in is after i signed the contract, i called my attorney so well see what happens but this company doesn't understand that originally i was in good faith then the economy bombed and here i sit lost my house my car and job, oh well

They went away for about two months and have called again the past couple of days.... will they ever go away for good??? I do not owe any payday loan companies anything! Should I just ignore them??

I recently ordered my credit reports and am wondering about 3 entries from NCO Financial Services. They are under "Account Review Inquiries" it has 3 entries from NCO on 02/2008, 06/2008 and 10/2008 I have no business with these clowns and so far its only on my transunion report. Equifax has no such entries. Is this something I should be concerned about?

Is there a site that shows you the many reasons to dispute a tradeline. Equifax and TU are being pains in my side right now. Equifax told me they never contact anyone at the creditor, and that they always rely on E-Oscar. I said why would you rely on something thats obviously giving you wrong info instead of just calling or faxing the creditor directly, and they told me that they just dont do it like that. So I am looking for a complete list of reasons to dispute, and I am going to dispute for every single reason.

Hello all i was serviced with papers today being sued by capital one c/o Apothaker & associates. They want $1,800 plus court costs. Last payment was August of 06. The balance on the bill they gave me is $790.00. How can they sue for that much? I guess they can sue for whatever but how can they get that much? I have no idea what to do and I cannot afford an attorney. Man my stomach is so twisted. I don't know how to answer this. I live in PA. Please help, I will really appreciate it.

I've heard more than once that the BBB in some states gives any debt settlement company a bad rating no matter what. Is this true and is CA one of those states?

why can not find a job