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Why is it legal for a credit card company to hand over a debt to a collector but it is not legal for a debtor to hand over the debt to someone else for paying it.

A lady called me, my brother, my dad, and mom telling them they had documents for to sign yesterday, even hinted that they had documents for 'them' to sign, being my relatives. The lady told my dad that "it is in your best interest that you have your son call us to get you out of this mess or it may implicate YOU!" Are you kiddin me? ! They threatened my father over a payday loan I took out in 2007. I fully intended on paying it back, i called and tried to work something out with Cashnetusa, they wouldn't then either for less than $500 a payment.

starcashprocessing just took 90.00 dollars out of my account have know clue who are these people.

I have an internet loan with check n go I live in Wisconsin it is due next Friday my question is can I go into an EPP with them living in Wisconsin ? I need to do asap if it is doable. Thank you!!

I used a credit card for 2100.00 at 19% interest and have paid 24 payments on time of 100.00. I need to know what the balance is on the 2100.00 being paid as the card has been used for other purposes

My husband took out 7 payday loans (two of which I knew about). After realizing that we continuously have no money - I did some digging. I found that he took out loans from 7 different companies and it looks like we are going to be paying them until we're dead!!!

:roll: On the right hand side of this site's homepage, there is a place to put in your phone number and have someone call you, which I did. I got a call right away and spent an hour on the phone with someone who said the company she works for is Leads 2 U, a debt restructuring company. Does this company own this website and forum? They charge a $720 up front fee, and the interest rates they came up with are less than some of the ones I have negotiated on my own. Can anyone explain what the connection is with this forum/website, and Leads 4 U? I have never heard of this company.

I got a call from a guy today, named harvey from spillman and spillman. They said they got my file from Titan Group LLC, a payday loan that ive defaulted on 2 months ago. He said he was sending a warrant for me to be picked up at work tomarrow. I never raised my voice once, but at first he was nice with me because I said I'd try and get the money. After letting my daughters dad know about the call... (his dad is attorney, and he is in law school) He said that there is SO WAY that there is any truth to this. Ask them to fax a copy of the information they have. I called and asked...

I live in CA and opened a PDL online with Payday Max. I have a loan open with Payday Max which I now understand is illegal in CA. I borrowed $520. My first payment of $172.90 is coming due on 6/22/2009. This amount is all Finance fees because I had to extend the loan because I couldn't afford to pay it all back in full on 6/22/2009. I understand with illegal PDL's in California you are only responsible for the Principal amount. I am not sure what this is. Being that I am in CA, my understanding is legal PDL's I am only responsible for a total of $300.

i owe 80 k in cc debt my mortgage is 1100 my monthly pay b-4 taxes is 3600 i have 4 kids wife stays at home with kids no car payments 160.00 in student loans. what would i pay a month for chapter 13 a month