My ex and i have filed chap. 13 but than decided to switch over to a chapter 7 which has been discharged. I took over a family business and got into a great deal of debt. No i have the county attorney breathing down my back i dont want to.go to jail. I have no money and i dont know what to do. Please help me

I owe back rent to income based apartments. I'm pretty sure it's ran by the government of course. So is it possible that instead of going to collections that this particular bill might not work the same as others. If I cannot pay instead of going to collections could they possibly garnish my wages? Also I have a small credit card $400 that has been settled, I am currently making payments on that. Should I cease payments and try a different approach or better yet how do I go about negotiating the appearance of the credit on my credit report?

I was just turned down for a loan to pay off our payday loans and was desperately looking for other options when I found this site. My loans are in Washington State as follows: Plain Green - borrowed $900 - have paid $1123.84 so far Plain Green - borrowed $2000 - have paid $2155.68 so far Mobiloans - borrowed - $1291.21 - have paid $1411.04 Mobiloans - borrowed - $820 - have paid $1367 so far With the interest I still have a long way to go to pay off these loans.

hello, my name is keith and i live in ohio. recently i got tied up in the payday loan cycle and i am in way over my head. i am not behind on any of them, but honestly i can no longer afford to pay the interest rates i have been paying! i'm looking for any help or advice you have to offer. here is some info on my loans: i have a total of 4. 3 storefront and one online. Advance America: $530.

I have had loans in the past, but was able to pay them off and lost my job and fell into the trap in the last six months. They are in my husband's name and we realized they are illegal (I am in Michigan). This is what I have: Payday Max - Original Borrowed: $1890. Paid so Far: $3289 PlainGreen Loans - Original Borrowed: $1800 Paid so Far: $2726 Mobil Loans - Original Borrowed: $1520 Paid so Far: $1893 So we have overpaid all of them but still have balances due.

Here are the basics of my situation, I need some help with what is the best way to proceed... - 2004 got a student loan/cash loan in my senior year of college for $3000 -2004-2008 went to grad school -2008-present been making payments on this loan fairly consistently -Last year my son was born 10 weeks premature and we incurred alot of medical bills -Slacked on my loan and it ended up going into default -was notified this january that it had been passed over to this attorney Kramer and Frank -Told them I was in the process of trying to get my loans consolidated and would talk to them in febru

We filed chapter 13 Dec 2010 the amount was 800.00 per month and a real struggle. 3 months later I got laid off but we managed to pay it. I have since found a new job but utilities and the cost of living is so much higher we have had a hard time. Our Lawyer told us to we had until June to catch up on the payments but just yesterday we received notice that the Bankruptcy was closed. Now what? Our Lawyer is on vacation and we have no answers. What now. Do we go to a debt consolidation agency? Will we now start to get sued? any help will be greatly appreciated.

I currently have 4 different payday loans out and I need help on how to pay them off. After reading a few of the posts on here I noticed it is best to get familiar with payday loan laws in the state you are living in. I live in Texas and would like to get a better understanding of these laws. Where can I find this information?

Do you know if End Pay Day Loan Debt is a legitimate company?

I wish I would have found this place sooner. I have been reading these forums for a few days now and decided I can't take it anymore so it's time to jump in. I am in payday loan hell and it is beginning to take a toll on my health. my entire paycheck is going to renewal fees. I got caught in the trap and to the point that i was taking out payday loans just to cover the ACH debits for the others. I've contacted my bank and am waiting for a call back. I have the letters saved to drafts and ready to email.