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Changes to Equifax

17 years ago
Hi all.. I have 2 credit cards that are closed. And are under my "negative accounts" since they are closed and I still owe a balance. I started making payments on both of them again in April, and the "Current Status" said on May 2nd "pays 61-90 days" and I just checked and it now shows "paid as agreed". My questions are: 1. Will they move over to good account status since I am making payments again? (or will it stay under Negative since it in fact a closed account?) 2. Will this change of status improve anything on my credit report? (my score, etc?) Thanks!

 

I need Unsecured Loan within 7 days

17 years ago
My mother has 765 credit scores... and I have opened a new business in Mississipi

 

Legal PDL's

17 years ago
Ok so I sent out my first C&D letter. I did it via email because I didn't see a mailing address. I will look for one later and try to send all of them via email/snal mail. My question is- how should I go about repaying my store fronts? I would allmost like to do everything in writing....just to hve a copy if somethiing comes up later. Is there some kind of form letter I can use saying "hey I'm going to pay you back here's my first payment" Or should I just start mailing them payments? In the leter I received from advance america it said I could mail in a MO or certified check.

 

MS Licensee Database?

17 years ago
Is there a list of licensed internet PDL's in MS? I need to find out for sure if these are legal- City View CASH Payment Direct Payday Loan Yes E Payday Loan Greenlight Funding United Cash Loans Thanks so much for your help!

 

Bankruptcy

17 years ago
How long do I have to pay the arrears on my mortgage, when i have sent a notice of default?

 

my research notes

17 years ago
i've been doing a ton of research on how to negotiate credit card debt. now i'm looking into how to do it yourself instead of using a debt settlement company. why not, if it saves money! i'm summarizing my notes here how-to-negotiate-debt.com

 

CREDIT REPORTS

17 years ago
HOW DO I GET A COPY OF ALL 3 CREDIT REPORTS FOR FREE AND HOW DO I READ THE THINGS????

 

Mortgage Loan with Judgment?

17 years ago
Hi I have a Judgment(paid) I am in a process buying a house. MY TU and EX score is 650 with no public record. However I have a public record show on my EX report and the score is 580. My question are can I get a mortgage loan, with a judgment show on my EX report? last year my salary is 165k. I am currently have a decent job with a good salary. I also plan to put 50% down payment. Thanks JD

 

Electronic signature vs debt validation

17 years ago
So, I'm facing a lawsuit and been reading a lot. Seems debt validation is a big thing with these types of lawsuits, especially asking the "plaintiff" for proof of signature. So how does this apply to online actions and electronic signatures? I can use my credit card at a gas pump by just sliding it through the card reader, same thing at D Donuts, $6 breakfast, no sig required. I know Dmn well I can't apply for a card online and use it for gas and donuts, having never signed anything by hand, and get out of the DV.

 

help please

17 years ago
I just don't know where to start. I have to stop these pdl's from taking almost my entire paycheck. I know it was dumb and I was being irresponsible but due to many health issues and bills I turned to them. Magnum cash advance renewed several times loan amt 6oo paid back 1000's in finance charge. Paydayone coming due no extensions left for 365.00. Cashnetusa owe 425.00. Check n go owe 525.00. These are all internet and at this time current but they will all be due again May 29. Please help what do I do I need to get my paycheck back.