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negs are allowed to stay on cf for 7+180 from date of deletion...now when debt is sold, does this change? is it another 7 years? can collection agency report debt longer than oc? if not what should one do to correct? I have disputed(3/09) w/cra, still it comes back verified...any help please..

there is a new member that used to work at west asset management.they go by brickface84.they sound like they worked for them.i'll be watching,but they have attacked on the few posts they were on.just an FYI.

I have 7 payday loans, totalling around $2,000 with the fees, and I live in Wisconsin, I stopped paying and have not heard from anyone, but over the weekend my landlord said she got a message from a lawyer telling him to contact her about me, what is this all about??

Ok recently I worked for a collector by the name of West Asset Management. Horrible company and job to work for. But I got laid off for no specific reason and now they are in the local paper hiring more after laying off alot of ppl. Just wanted you to understand where I stand on the following comments. Debt colloectors have allot of simple but stern rules they need to follow by. A few to list is..... 1. To say the Mini Miranda, which is, " This is an attempt to collect a debt, any information will be used to do so.

What is the course of action that a PDL company takes when they have gotten a NSF? I am going to do a bankruptcy by the end of the month and wonder if I need to tell them anything. My bankaccount is severely overdrawn anyway and I am confused how to let it play out with the 3 or 4 loans I have that will all go NSF. Should I tell them something to delay any action on their part before my bk petition is filed?

i had a collection with a collection agency from 08. i paid a settlement on the debt. i thought it was done...now i have a new collection agency coming after me for settled portion on the debt..can they resell part i didn't pay b/c it was a settled account?

Hello eveyone, I'm new to the forum I look forward to sharing and exchanging information with everyone! I have been watching the forum for a while and I just decided to join and participate! See ya...

Hi, US Marine here.. I financed a vehicle in California, where I'm stationed through a bank based out of Florida back in 2006. Late 2007 I couldn't afford to keep insurance on my vehicle so I parked it in my barracks parking lot, and the registration had also expired. After my car sat there for about 2 weeks the MP's had my vehicle towed to a local auto shop where the bank was called, had a representative come and allowed them to sell my vehicle. Now here's the fishy part.

Hi Guys and Gals, Just thought i would say Hi :) i hope to contribute more in future. x x K

I got in debt do to unemployment. Several months ago (almost 1 year), I was one of the lucky people that was "let go" due to a downsizing company. My credit score was over 800, middle score, prior to the loss of my job. It was not until several months later that I found myself trapped and started seeking for credit card help. By this time I had already exhausted my savings and my retirement money. As credit card interests started accumulating, balances were rising, plus the unavailability to obtain work, the credit cards started falling behind.