Search forum

I have a few medical debts that have gone to collections. One was for $92 dollars which I paid last fall. Now the same account on my credit report lists that the $92 was the original amount owed but the current balance is $202. What's up with that? Has the collection agency added fees and interest to this account even though it was paid? And are they allowed to on medical debt?

anyone know what they collect on? Only thing I found ont he boards is Target.. I never had a target card. I have two credit cards but they are with someone else.

I need some assistance with debt relief, but not sure if this is the right thing to do. I am scared about it, but I hate all the phone calls that I keep getting and do not know where to turn. Can someone pleas give me some more information

what does arbitration mean when ag is involved with a collection complaint?

i have a sears account seriously that was opened 02/1975. I never expected life to get to me at my age, but it did. The usuall divorce, kids, illness, loss of job ect happened to me. Anyway, my account experienced financial payment issues in early 2002. Account was closed11/2003. Last payment made 07/2004. Account was sold to debt buyer with an open date of 11/2003. And now according to debt co has a dola of 2/2006. my question is, with an account this old, if i do request validation what could they possibly come up with? this seriously 34 years old!

Like a decaying tooth, this problem is not going to go away on its own. Even if your debt is outside the SOL and off your credit report, you can be certain it's still there, owned by someone. The collection will go on and you are going to get burned. We manage to get default judgments on debts 10, 15, and even 20 years old. The fees and interest have been accruing over this entire time. So the $5000 you charged off on a credit card in 1989 turns into a default judgment for $20,000 today. You will never know what hit you. I am not trying to make threats or cause problems.

Okay, I'm not finally at the point where I'm negotiating settlement figures with my creditors. I'm hoping to actually settle one or two within the next couple of days, if things go well. They are now warning me that a settlement will result in their reporting of a 1099-C, and that they will report a "Settled, Paid in Full" on my Credit Report. I'm taking this as a sign that I might be getting close on a settlement figure (but maybe not). Question is, what is the BEST I can ask for and expect to be reported to the credit reporting agencies?

anyone ever settle with cap1? What kind of % did they agree to? My account was co is 03..How much should i offer? any pointers would be helpful..

I have stacks of letters from CA's for my husband that he says was debt he incurred prior to our marriage in 1995. I want to get them cleared up because he is going into the service and being a soldier's wife & mother of 7 is enough to deal with without his past coming to haunt me. I have CA letter as recent as 2 weeks ago & some are from months even years ago. How do i proceed? Do I begin the validation process? I have found several accounts recently on his CR that were not his because he has a common name "Jesse Johnson".

Currently I am in collection and owed some money to my creditors that I am trying to pay off very soon. What I don’t understand that these Collections Company and creditor are keep pulling my credit reports. Why are they doing this? Can I stop this somehow?