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still getting calls from some collection agencies how do i stop it

My ex wife just got a call from this company. does anyone know how much they will want per month on a $2500 balance. When I looked them up on the Better Business Buereau they gave them a B+ rating. I just don't want her to get worked over on this so she doesn't end up paying $5000 in the end.

I was just contacted by RJM about a debt that was paid in 2001 to a different debt collector, a law firm, I owed the debt in the first place and paid it the second it went to collections. RJM is the fifth debt collector since to try to collect the same debt. Does anyone know what I can do to stop this permanently? Short of murdering these morons of course.

Has anyone been able to get a hardship program from B of A? If you have, how much information about your finances did they need? Do they need all your financial information or just a portion of it that relates to that specific debt? Any info would be appreciated.

I'm wondering if there is anything to do when collection companies call and the number that shows up on the caller ID isn't a real number. By real I mean when you call the number back it doesn't even ring much less have someone actually answer or go to a message or whatever. Is it illegal at all for them to have numbers that show up on caller ID that can't be called back? In particular the ones that never leave a message and have a bogus phone number really bug me. I'll answer and find out who they are if there is something I can do about the fake numbers on my caller ID.

I was just on the phone trying to get information about my loan for 2 hours. Here's the story. I've been making sallie mae payments for the past 5 months. They've accepted all the payments no problem. I didn't know my loan was in default until today (which is my own fault but that's another story for another day). Everytime I chose a option on their automated system they would transfer me to zwicker & associates. Zwicker said they no longer had my account and I need to talk to sallie mae directly. So I called Sallie Mae again and waited until I got someone on the phone.

The whole PDL vs CSO thing is a little confusing still. If a PDL operating as a CSO (ChecknGo & Advance America) is a member of the CFSA, are they still required to offer an EPP? Jen

I sent a validation request to Asset Acceptance. I got a letter back that they were requesting validation from original creditor.What I then got was a paper they claim was from original creditor that had my name, SS#, address, and total due that was it!!! Nothing else.They claim that is all "by law and fdcpa" they are required to do for validation.I live in NC and would like to know if there are specific rules,laws or something I can refer to that states what they sent is not enough validation of the debt? What should I do now?

I am employed by the federal government and today my employer received a Citation to Discover Assets. The judgment is in Circuit Court in Illinois and I live in North Carolina. Can my wages be garnished even though I do not live in the same state as the judgment or do they have to get a judgment in North Carolina first?

My husband and i are upside down in debt. if we get the boat off of us it will be a big help. if not we are going to have to file. If we let the boat go back to bank of america do you think they will garnish our wages or are there other actions they could take. we are hoping that they will just try and collect....but not try and go that serious. its only 2 years old. in perfect shape we never took it out. they could get there money back. PLEASE ANSWER ASAP. I NEED A SIGN OF HOPE!