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I have been avoiding calls from my creditors, hoping to buy time to save the money for my attorney. I am 2-3 months behind on my payments. Is this the best thing to do for now? How long will they (Chase & Bank of America) continue to call before filing suit? Any help is appreciated.

I am going through litigation currently wih the above. Has anyone been able to settle prior to court and for what percentage?

a question was answered by Roxette regarding claiming bankruptcy after being sued I believe she stated bankruptcy would stop the suit ( by the way I am referring to credit card debt) she also said something about being careful if a judgement has already been placed before debt is discharged. Can someone explain to me what that means. Can one still be sued? Thank you

I'm very nervous , my father was served with a summons for a debt by Atlantic Credit however we're being sued by an attorney George L Cohn. The person being sued is my father however the debt is mine i made the purchases.

I have an account from Instant Cash USA that I defaulted on. I received an obviously handtyped letter with Norman Kallina ESQ on the top....I sent them a debt validation letter and they have responded with the orginal contract from Instant Cash that was completed online....They did not include anything else in teh envelope not even a name of the person stuffing it in there....what is my next step? I do not feel that I owe the amount listed morally or legally as Mr. Norman Kallina ESQ put in his original letter.

The CA has old debt from 2000 that I was an authorized user on , but the thing is the company is listed as Visa Platinum and not the bank that sent out the cards. Does this mean they don't even know the original creditors name? Also on my credit report it has the date opened as 12/08 so it looks to any prospective lenders that I took a loan out in 12/08. I hope you can help me answer these questions. Especially why isn't the correct name of the creditor on my report instead of Visa Plainum?

Is Scott Cole & Associates a reputable company

I currently have 6 payday loans out and am drowning. I read the information in previous posts and now understand that most of the companies I'm dealing with are illegal and that Florida not only allows for only 1 loan but they do not allow for rollovers. What do I do and how can I stop this?? Any help would be greatly appreciated Thank you!!!

i have numerous loans due 1-15-2009 ameriloan littleloanshoppe us fast cash 500 fast cash no one will work with me they say i have to default and then call collection i do no want them calling my family or work i am no longer employed what can i do what does the little loan shoppe mean if my acount closes i will be reported thanks lwhitt23

Hi all, I;ve been ready the posts and have learned some great info. Here's our situation: We owe about $100,000 in unsecured CC debt (ack, I know, awful) Miraculously we make the min. payments every month about $3000 give or take. The problem I have is that our balances hardly move at all. The other thing is that as the credit crunch progresses our available credit (which we have no intention of using) has dwindled. This has made our credit scores plumit. So even though we pay our bills our scores are 590-610. I am seriously considering a debt management plan.