Search forum

Does anyone know how long it takes a Cash Call account to charge off, after the last payment was made?

Hi, I have a question about some old debts. My husband took out a loan a few years back, It was around $5,000. Back then he was in school and he was never able to repay it. So then the agency he got it from closed down but sold their accounts to some other bank or collection agency or something like that. And since it has been a long time he was supposed to pay, there are several fees added to the loan and the total amount is almost$10,000. So my question now is, does he have to pay this new agency ,by law, since they aren't even the one who gave him the loan back then?

i am in a terrible situationa and cannot get out at this point nor know which way to turn or to start. I have had 2 completely different companies garishing my wages. i was told 1 company got 10% and the other got 15%. needless to say i cannot survive off of 25% less of my wages. i got one company to stop due to finicial hardiship but this will only last for about another 5 months or so. keep in mind this is the company that was taking 10% out of my check. Now the other company who is still taking 15% will not assist me in any way what so ever.

Hi, I signed up under the screen name whatevertoday I can't log in but I also cannot get answers to previous postings or give updates because of petty arguing going on in the forums and then then my original question (or someone else's) gets locked. So we have no result. How is that resolving the issue or the arguing going on between approx 2-3 people?

Would I qualify for debt settlement without owning a home? I am not behind yet, but I will be in the near future.

Once I sign up with you folks. How do I prevent the Debt Consolidation company from calling at odd times. I live in Hawaii and the time difference often confuses people and I get calls at all hours. Thank you

I heard that consolidating debt or seeking assistance from a third party would lower your credit score. Is this true?

I know this is nothing new for you to hear, but I have myself stuck in a giant payday loan cycle of hell. Today I drove around for over an hour trying to get a PDL to pay off the ones that are due now and I told myself, "This HAS to stop" I am robbing Peter to pay Paul. I have four store front loans and four online loans. It's ridiculous and I don't know how I let it get to this point. What I do know is that the house of cards is about to come crashing down. I need some guidance as to what I can do...I'm sure they're going to send two of my checks in and my account is going to overdraw.

If I'm not mistaken, a collection agency can't tell someone else who answers the phone in my office why they are calling, right? Check Resolution Center called for me today at work and spoke to someone in my office. They said they were trying to reach me because they had a summons for me to appear in court because of a bad check that I wrote and that I needed to get a hold of them right away. The person left a case number and was very clear that I needed to appear in court. Well, first of all, I dont' intimidate easily.

I filed a complaint with the AG office in Ohio and this is what they sent me. I stated that these companies were not licensed in Ohio. This is for loans with Midland and Fox. Should I contact the Dept of Commerce now? Is there another Ohio Revised Code out there that this would fall under? I took out a $300 loan with Midland and have paid $360 back in fees only and a $300 loan with Fox and paid $180 in fees only.