Anyone know of a way to find out who NCO paid my $4,545 debt to? They paid someone else's credit card number and not mine. They claim they destroy their records after 3 years. I am now being sued AGAIN for this debt. Where do I go from here?
Hi everyone, I set up my account last night for just the community forums and set up my password. Now it won't let me log in today using the password I set it up with. Never got an email showing any password, just requested password reset email and also did not get that. Help, thank you.
I have a problem with two separate debt collectors. I paid in full a debt with one collector(NAFS). However another collector, Arrow Financial, continues to call me indicating that they "bought" the debt and I must pay them. Now, I'm having problems contacting NAFS to see what happened to the money I paid them. Do you have any guidance on what I should do. Also, are you familiar with the integrity of either of these vultures?
I have finally found Polly's templates..yeah!!! I am a little confused about modifying them....Am I suppose to replace PA with MO in all cases? Does anyone have a clean copy of these letters they have recently used?? Thank you!!
I got a letter from vital recovery services saying i owe money. It dosnt say for what so i checked my credit report and it comes up with no uncollected debts. so whats the deal?
I received a $500 payday loan from Geneva Roth Capital - they have taken $600 out of my checking account (4 payments of 150.00 each) and now they tell me that I have not paid anything toward my principal - as far as I am concerned I have paid them in full. I live in RI and any help you can give me towards not having to pay them anymore would be greatly appreciated. I also have another PDL with United Cash Loans and they also take $125.00 every other week and my balance with them is $350 which I have already paid.
I recently received a collection letter from MRS associates trying to collect on a debt that originated over 7 years ago. This debt has been charged off and is scheduled to come off of my credit report later this year (2009). Does anyone have any best practices for dealing with this type of situation?
I am starting down the settlement path due to being unemployed and behind on credit cards. All of them I have done a check by phone with at some point in the past. Now I am worried that since they keep this information on file, they might try and take their money without my permission. Can they do this? I don't want to switch banks. I like my bank and have been there a long time. But I don't want to be vulnerable either.
Hello, I'm having a problem with Advance America. My loan amt is for $550 but I got fired and am not able to pay. In MI, you are offered a repayment plan in you have entered into 8 in a 12 month period. My question is does it count if it was with different lenders? I have only done 5 loans with Advance America but had more with Checksmart the same year. Can I receive an EPP or something? Thanks!
My student loans est. 66,000 now with interest and penalties they are up to 115,000. My income tax has already been garnished what are my choices? Would bankruptcy help?