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long story, short version I am attempting to settle with a debt collector that has filed a claim against me with the county magistrate. The 30 day answer period is past since the Sheriff's Department served the official copy of claim. I have been in contact with the debt collector (Mann Bracken, LLC...a national debt collector) via fax. We faxed back and forth multiple times attempting to reach a settlement. (Total debt 8300... they were willing to go down to 5K with 3 payments) My last offer (3K one and only one payment) was faxed on November 18th and they have not responded.

It's again from PDL Yes company, it reads in all caps. YOU ARE CURRENTLY UNDER INVESTIGATION FOR FRAUD. TO AVOID FUTHER LEGAL ACTION CONTACT ROBERT AT 800 654 7444 YOU WILL BE RESPONSIBLE FOR ALL LEGAL FEES. So now my cell phone just charged me a text charge too. Can they do this? What legal action? I think they are just BS'ing me, but it's very scary to me.

Why wouldn't a money order or cashier's check be good enough?

I have gotten myself involved with these stupid payday loans - here they are - I live in New York Discount Advances $720 Paradise Cash $300 Payday Yes $500 US Fast Cash $300 SGQ Ltd $300 FTR Processing $300 ameriloan $300 Titan Group $300 I just had to close my bank account because it was out of control. I need help - what do I do next to get the principal paid off? I contacted two free legal aide places in my city - neither does anything with it and I can't afford a lawyer. Thank you!!!!!!!!

I Keep getting phone calls from a woman at AS and associates stating that she is going to have me served at work with court papers for fraud can she do this?

In reference to your e-mail inquiry; You would contact this e-mail address if you were in a current status, however, you faltered on your loan and therefore are in Collections. You received a loan from us, we are not located in your state and a very much aware of our rights and the law to collect monies that were borrowed by you and we would suggest you Read Your Contract. Contact the Collections Department as you were given the correct e-mail address to use.

I am in desperate need of some advice and guidance and I was told this site could help me talk to people who know the right answers. I have the following Payday loans and they are crippling me. Each week I am paid it is going sucked up in these payday loans and I cannot take it anymore.

Well I got my walking papers today....I got laid off. It totally sucks and now I don't know what we are going to do. Here we are trying to help my brother and everything and right here before Christmas....I get called into my bosses office ~ Merry Christmas, you position is being eliminated. Actually thought things were improving for us, but guess not. Can't win for loosing. Yes I am on a pity party right now, but I am so upset that it isn't funny. Came home and have been looking at help wanted adds and there is nothing out there.

Could someone please post the FL Laws regarding internet payday loans. How or where do I find if a company is operating legally/illegally in the state of FL? The company I am having problems with is MyCashNow and ameriloan.

So I got sued by a collection agency that I have found out buys junk debt and goes after people. I decided to contact them to negotiate a payment rather than take it to court. I agreed to pay 3300 on a debt they were asking 3709 for. I posted this a while back and many of you thought I was offering way too much... well I set it up in July to start paying in Sept. I had my hours cut at work so I didn't start paying until about a month later. She sent me an email stating that my new balance was 4125 plus interest..