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Is it still binding if you put 'paid in full' on the check you send in for your final payment? Years ago, if you did that, and they actually cashed the check, it meant your account was paid.

Hi, I currently have seven storefront payday loans out. They are with Check N Go, EZ Money, ACE, Advanced America, Fast Cash, Cash Store, and Cash Advantage. When I got the loans a few of the companies had me sign a paper that said I would not seek legal advice or file bankruptcy. No longer able to pay the finance fees I went ahead and hired a bankrupcy attorney anyway. I told him about the papers I had signed and he told me that it was illigal for them to have had me sign them and adviced me to close my bank account.

I need some advice. I have several credit cards and some are past due. I am trying to spread payment out on all to show that at least i am trying to pay. Will the credit card companies try and take action if they do not get their full payment? Thank You! :?:

Hi, it has been a while since I posted here. I had 2 credit card debts from Citibank. My parents bailed me out on one of them by taking out a loan from their bank and used the money to pay off one of the cards. The loan itself is almost paid off already, but at least 1 of the cards is closed and accounted for The other card.. my mother said to just ignore for 7 years until it drops off. The one we paid off was the larger debt, for your information.

does anyone have experience with taking out one of the the new "short term" loans PDLs are offering due to the new law taking effect in Ohio? How are they different from the Payday loans offered before? they are supposed to be at a lower rate but what are the qualifications that you need to sign up for one of these? specifically, has anyone gotten a short term loan from Advance America? do they give you a loan if you have existing PDLs?

1-414-409-7798? I googled it could not find anything. I've tried every avaliable "Free" look up. When I called the number it said it was for some debt collection, but I couldn't understand the name. The never leave a message. When I do a white pages look up on the phone # it says it belongs to a land line. I thought if it was a collection agency,their number HAS to be public?

If I am a first party collector and a customer asks where they are calling, can I state that they are calling the bank or do I have to identify the company I work for?

How do you prevent the PDL from drafting a paper check after you revoke the ach auth?

Ireceived a call from IDT Carmel and they were rude and threatening. First of all they are calling my son's home where I have never lived - how they got his number I have no clue except that he shares my last name. I call IDT Carmel gave them my new number and asked them not to call my son's home again. I also told them Idid not owe the debt they were trying to collect ($163+) and I was not going to pay it. THey proceeded to tell me that they would keep calling my son's home and that legal action would follow. Where do these people get off thinking they can bully innocent people around!

I've been in the US ARMY for 2 1/2 years now.. I financed my honda civic in feb 2007... I am coming up on my 2 year anniversary lol.. I found NEW car that I felt I could afford.. low insurance rate, lower MSRP because of my location (Germany) and I have a steady job obviously. I've paid 17.95% interest on my honda for almost 2 years. I've tried several times to re-fi but nooo. The reason I have 17.95 is because my financial services said I had NO credit. not that I had BAD credit. So I figured I'd work on it and build it. well, well, well.