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There is a payday loan campany who says I have defaulted on a loan I had with them. First I do not have a loan with them, I have never taken out a loan with them. They called me and said if I don't pay by the 24th of nov, they will have me arrested for check fraud. Can they do this?

CashTransfercenters.com (Northway Financial) Stcadvance.com Unitedcashloans.com CashnetUSA

Can anyone tell me if my cash now is operating legally in Washington, DC?

I have over 50,000.00 in debt.The bills are becomming unmanageable.Should I file bancruptcy?

I sent a limited C&D by CMRRR and they are still calling. Do they have to stop calling after receiving the C&D?

I am trying to settle all my CC debt without the help of a settlement company. I have settled with 2 cards, but have many left. I am at the point they are all talking about charging off my debt. How can I convince them to keep my debt until I get the settlement money together? Thanks in advance.

I have not had a job for three years and nove not filed any returns, can I file for bankruptcy

This moring I deleted and edited about a dozen inflammatory posts aimed at Goldenbast. All were "Guest" posts and the poster seemed to think he had some personal knowledge of her. I'll try and find a few of the edited posts so maybe the IP can be traced. http://www.debtconsolidationcare.com/collection-agencies/law-firm-calling-2.html Page 3 of this thread b/w 0331-0456 11/19

I got a loan from payday-loan-yes for $350, have paid back $420. I closed my acct and followed the advice from this forum. This is what they sent me: reference to your e-mail inquiry; Unfortunately, we are not sure how we can assist you. Could you please e-mail us again with the nature of your concerns and we will be more than glad to assist you. I do apologize for any inconvenience.

Heavens knows everyone in this forum is or has been stressed over debt. It's a huge undertaking to look it in the eye and do something about it. This morning I sent out my first round of ach revocation letters. Within an hour I had received a e-mail response to one of them forgiving my debt (nevermind the fact they were operating illegally and I had grossly overpaid). It is worth the effort to take action!