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I got a $500 loan from an Internet lender in May. They do NOT officially call it a Payday loan (they claim to be a "credit services organization although they are licensed as a payday lender also) and the loan does not follow the very specific rules for payday lending in my state (Florida). Therefore, as I read the law the maximum interest rate that they can validly charge me is 18% per annum plus a $25 fee. However, on the "Promissory Note/Loan Agreement," it states that the annual percentage rate is 385.52%.

can the little loan shoppe payday loan operate in Missouri

What is the fee that the employer can place on a garnishment?

I have the following Internet PDL: Ameriloan: $500/pd 350 Instant Cash USA $300/pd 0 Paychecktodya $300/pd 180 Can someone please tell me if they are legal and I need to find an example of a letter revoking ACH/wage assignments, etc.

I have been battling with my ilegal payday loan lenders for about 4 months now. I had taken out many loans with the loan shop before I realized that they were illegal and then decided to default due to the amount of money that I had already paid them. I sent out all the necessary letters and did not hear from them for about 2 months. Then, last week, I suddenly had a charge on my NEW, COMPLETELY CHANGED, checking account for $260 from the loan shop. I immediately called my bank and disputed the charge.

i have loan and credit cards unsecured 60k, my mortage 60k how can i get all in one loan? or can i?

Has anyone here dealt with them? I found a small bit about them on bud hibbs but not an overwhelming amount of bad stuff. The letter states they have been retained by Fortis Capital LLC, original creditor HSBC. I owe $3962.19. Then letter says IOWA NOTICE of RIGHT to CURE, and then under that goes on to say I'm in default of this transaction and I have until Dec 3 to cure the default by sending in payment of $3962.19.

If I live in the stat of Tx but have a judgement in the state of La that I received from the court system in La, Can they garnish my wages for payment. This is something that I had no knowledge of but i was told that papers were served back in 1998. I never received them, but obviously someone got them.

G'morning! I've sent my C&D letters and complaint letters and now waiting to hear from ameriloan, PaydayYes and United Cash. How is everyone determining a payment arrangement with these people when they get in touch. Do you let them know what you can afford? I'm curious as to what kind of arrangements people have made and for how long. Thanks!

Is there a Location on this website where people have rated debt settlement companies. I would like to know a few companies that people have used before. I have read quite a few posts and still dont feel any closer to finding a good debt settlement company. I am in Portland oregon, I dont know if I should go to a local debt settlement attorny, do on online,...etc... Any help would be greatly appreciated.