I have received 2 calls from them. I then sent the cease and desist and also filed another complaint with my attorney general. They want me to pay $839 on a $390 loan. I then got another call and was told the $839 still stands and I have until tomorrow to contact them. I have paid $270 on a 390 loan in interest alone. I am not making arrangements to pay $839. I just want this settled. How should I handle this?