I was forced to abandon my credit cards 7+ years ago when I lost my job and had to leave the country. As a result, all my accounts had been charged-off within 6 months, and got sold and resold to/by multiple JDBs who have posted numerous false entries to my credit report throughout these past 7 years. I have just recently returned to the country and, when I look at my report, I see a lot of entries I want to dispute. The total amount of the original/legitimate debt had increased 4 times due to interests and double-postings from several JDBs.