I am out of town but was told that someone came to my house wanting to serve papers. I was unaware of the case until today when a letter from an attorney wanting to represent me arrived, my friend forwarded me the letter. I looked up the case number on the letter and the lawsuit was filed November 7th. Who do I contact, the clerk of the court or the attorney representing FIA Card Services? I have a letter from BOA relieving me of the HELOC debt, if that is what this is about.