I have 6 payday loans, 3 I have made payments towards and 3 I haven't made a payment to yet. I have closed my bank account on the advice of PDL Assistance, a company I have paid $200 to in order to settle my loans. They did not initially inform me that they could not settle with the companies I have not made payments towards. Now, having closed my bank account, I have missed initial payments to them. Is there anything I can do about this? Does anyone know if PDL Assistance is legit?