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Concerned

anonymous
12 years 7 months ago
i will turn 19 next month . i finally viewed a free credit report and it's saying my credit score is 536 ? i should have NO credit. i called suntrust loans in Athens , tn almost a year ago . Only to find out i owed a payment on a past loan from 4 years ago . I was not old enough to even know what credit was . Now it says i owe AFNI $132.00 , how can this situation be fixed?

 

CashNetUSA - won't revoke ACH?

bamboopink.laura@gmail.com
12 years 7 months ago
Hello, I live in Nevada and have a payday loan through CashNetUSA (aka Advance America's online lender). I am in over my head on this pay day loan - it was for $525 - and I would like to do a payment plan before it defaults or debits my bank account for the full amount.

 

Physical letter recieved from cash call about western sky loan

Ms.cine@yahoo.com
12 years 7 months ago
So, I disputed my western sky loan with cash call. And today, through postal mail, I got a letter of a detailed payment history, a copy of my contract, and a payment reminder. I want to write them a physical letter stating that I know the tribal laws, since they do indeed state at the end "but only when the “non-Indians [are] on their reservations" So funny! Any suggestions on what I should include in my letter? Any one else receive a postal mail from them?

 

payday loan email

anonymous
12 years 7 months ago
i did this ealier but not sure it posted. i received a email from sure advance. they said they are full licensed in delaware. they do not do business in va. but did make a cash advance to me pursuant to my request made in delaware via internet so transaction is legal and compliant under delaware laws. loan agreement presented to you on website in delaware after completing application for refinance . they want me to contact them about a SETTLEMENT on loan.please help how to respond to this. thanks for all your help.

 

need help

anonymous
12 years 7 months ago
I have a personal loan,credit cards,payday loans medical bill how does this work

 

united holdings group/collections

margielummus@cox.net
12 years 7 months ago
Hi all, I have posted on here a few times and really have appreciated the help that I have been given.... I have actually gotten 3 payday loans considered PIF after me sending them a letter to let them know that the loan is illegal in the state of Florida. I am still working on a few others, but have not heard anything back until today.... so here goes. I have a PDL with United Holdings Group... 1-877-891-9021. I sent them an e-mail on October 3 letting them know that I was revoking ACH privileges and that my loan is an illegal loan in the state of Florida.

 

Predatory loan with Cash Call

anonymous
12 years 7 months ago
I have a loan with Cash Call that I took out in 2005. It was for $5,000 and was $332.15 a month. When my car died I thought I would find out how many more payments I had so I can buy a car. They told me I would be paid off in 30 more payments. (That's $10,054 ) This is my balance after paying $27,900 over the last 7 years. according to them I will pay almost $39,000 to pay off $5,000. Can I stop this payment ( as legally paid) ? Do I need to contact the DA's office or file suit?

 

Charged off and Written Off auto loans

anonymous
12 years 7 months ago
I had a truck that I got owed $12,580 on. It was repo'd. The bank sold it at auction for $9,500. On my credit report it says that it was charged off and they written off $11,617. What does that mean? Can they turn around and ask for more money from me?

 

YourFastPayday

ronaldmoses35@yahoo.com
12 years 7 months ago
I realize that yourfastpayday is another illegal loan shark hiding behind tribal immunity. After various disucssions with them on a settlement, (which we could not agree), I sent them my ACH Revoke letter, and this was their response:  [COLOR=#1f497d]Again, you signed an agreement that clearly detailed the terms of our loan program and we in no way were deceitful with whom you were entering this legal and binding agreement with. We will continue to pursue this matter legally and aggressively.

 

Someone Help? Please?

anonymous
12 years 7 months ago
So I need advice/help/pointed in the right direction. I live in Texas and have 2 Payday loans coming due on Friday. One from Ace Cash Express for $980.72 and one from PayDayMax for $1341.69. Without going into a sob story, I cannot pay either of these. If I extend the loans, PDM wants $591.69 and ACE will let me extend for $230.72 (see below for breakdown). My thing is - I don't want to extend. I want to make payments towards them but I cannot afford what they are wanting. They both have rights to debit from my checking account Friday, is there anything I can do to prevent this?