Hi guys, I just discovered this community the past couple days and am not sure where to post this, so sorry if it in the wrong spot.
I have 22,000 dollars in creditcard/loans/auto debt, and not sure how to conquer this. I can't help but feel really optimistic in that we can pay it off ourselves w/o settlement. We get extra jobs and more sources of income.
We are 21 years old, I just graduated college and my husband is still finishing his undergraduate degree. We are both intending to go through grad school.