Hello all! I am working at a university in a Middle Eastern country (a safe one). I came here in August 2006 to try digging myself out a mountain of debt I had accumulated. I owed $27,000 in credit card debt and nearly $90,000 in student loan debt. The good news is that I have paid off nearly all of the credit card debt (I now owe $1,500) but I still have the student loans hanging over my head.

Hello, I'm recently caught up in trying to pay off 6 different payday loans. I'm really trapped. Please advise. Thank you

I'm sorry if this is off-topic, but I need some feedback. Do you think extended auto warranties a good deal? Thanks in advance for your input.

Recently many people have been asking me about Chexsystems and bankruptcy. In this situation again you must remember that Chexsystems is a credit reporting agency. The same as bankruptcy will not erase a collection on Equifax, Experian, or Transunion, it will not remove your name from Chexsystems. Most people believe that they will be able to open a checking account and get a fresh start after bankruptcy. This is not true. Bankruptcy can help with bounced checks but it doesn’t solve all the problems. You can discharge bad check civil liability but not potential criminal liability.

Is this method of sending a payment to a collection agency safe? or certified check better? I would sent a check through the mail but I dont trust the agency to have my banking information. Isn't sending a bill payment through western union cost like 12.95?

Hey everyone, I would like to know if there are any ways I can fix my credit report and FICO score. This is what I have that's adverse in my credit report: Bank of America: 30-2, 60-4, 90-12, settled less than full balance, payment after charge off/collection opened 5/2004. Closed 12/2007. Capital One: Settled less than full balance, payment after charge charge off/collection. Opened 3/2006. Closed 4/2007. Capital One: 30-1. Account closed by consumer. Paid or paying as agreed. Opened 6/2004. Closed 10/2005. Capital One: 30-1. Account closed by consumer.

MY husband hasn't paid his bills, now collections is after me! He's the prmary

Man, I am not sure what to do. I owe $20,000 to the IRS, $10,000 to the State of MN, and have another $18,000 in medical bills. I am living on social security disability which pays $1600/mo. before taxes. The IRS has garnished 20% of this for my tax debt and this 20% mostly goes to the interest. Thankfully, I am not creating any new debt and don't have any credit card debt. I'm just not sure how to get out of this hole I am in. Any advice would be greatly appreciated. Thanks - T

does the debt verification letter process work on paid debts?

Is there any recourse for an incorrect date listed on a collection on my credit report? I paid a debt in Nov of 2006, but it say delinquent of April 2007 on my credit report. It does say that it's paid now, but it looks like I was delinquent 6 months later than I was. I called them and they said they could report it however they saw fit. I did an online dispute thru my credit monitoring service thru experian and it still came back as accurate. I have the check still and it cleared my bank 6 months prior to it being listed as delinquent. What now?