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Ohio Payday Loans

anonymous
18 years 2 months ago
Can someone post the link to the Ohio Government which list which Payday Loans are allowed to operate in Ohio? I have seen this posted previously, but cannot find it.

 

Dealing with fraud

anonymous
18 years 2 months ago
My sister for many years has taken my younger sister and my mothers SSN#'s and secured credit cards and loans. During the 1980's she set up a dummy corporation using my younger sister's info. She is at it again. Seems she took my mother's SSN and opened an account with Captial One at least 2 years ago. A company called Vital Recovery has contacted my mother stating that her bill is 1509.81 but if she can, they will take 754.90 by 12/25/07. I ran my mother's free credit report. This credit card name and acct. number do not appear on it.

 

How do you know if a payday loan is illegal?

merrilar@yahoo.com
18 years 2 months ago
How do you know if a payday loan is illegal? My ex took out several in my name and now collection agencies are coming after me. I've checked out the following on the web and have found complaints about every one of them. I too lost a checking account due to debits and fees. USA Fast Cash Paycheck Today Eastside Lenders M1Y Direct-the worst I live in NH and have reported these companies to the NH Banking Department (none of them are licensed in this state). Thanks

 

Cashadvance.net 800-995-1400

anonymous
18 years 2 months ago
Can someone take a look below and tell me what I can do if I am overcharged from cashadvance.net. I am in Connecticut. Legal Status: Prohibited Citation: Usury act applies or small loan act applies. Conn. Gen.

 

Keep your receipts to prove your case.

anonymous
18 years 2 months ago
I made a deposit last night at one of the brand new envelope-free atms. I did a cash deposit into savings and a money order deposit into checking. I received my receipts from the atm showing that the deposit had been made, but it wasn't showing an updated balance from my credit union. I waited all night to see if it would turn up and it never did so I called my credit union - they searched. Told me to dispute via ATM transaction and send the ATM department the receipts. I have received a provisional credit, but something strange is going on with this cu and the atm network.

 

We Say Pay Back What you Borrow

garycunnane@gmail.com
18 years 2 months ago
It is really getting to be a problem with people coming here and reading the threads and thinking that because a company is not legal in their state that they do not owe the PayDay loan companies anything and do not have to pay them back. Nobody on this forum. as far as the management, debt samaritans and moderators are concerned, support that idea. If you borrow money from anyone and do not pay it back you are stealing! That puts you in the same category as the company that is chrging high fees and rollovers that are almost unstoppable.

 

Validation?

anonymous
18 years 2 months ago
if a CA sends you a bill/statement from an OC, does that count as validation?

 

To those who wish to come to this forum to bash debtors

Tango215@hotmail.com
18 years 2 months ago
You should understand that when you insult debtors you insult yourself, Merriam-Webster defines a debtor as a person who is in debt or under financial obligation to another. If you own your house and pay mortgage, have utilities for your house, pay rent, have a cell phone, have a car payment, have insurance on your car, have a credit card, or any service that you pay for on a regular basis. You are a debtor, if you ask your buddy to spot you 5 bucks until next payday, or if you ask to borrow 50 cents for a pay phone, you are a debtor. Food for thought.

 

Final Notice from CPD on mycashnow and discount advances...

anonymous
18 years 2 months ago
Hello Everyone, Look what CPD sent me.... Removed for your protection - Goudah Quote:
YOUR LOAN WITH MyCashNow IS SERIOUSLY DELINQUENT. IF YOU CONTINUE TO IGNORE THIS DEBT, WE WILL HAVE NO CHOICE BUT TO REFER THIS ACCOUNT OVER FOR FURTHER COLLECTIONS. This letter serves as notice that this is a payday loan, and service charges are accrued each day, until the account is paid in full. You have been given ample opportunity to pay this loan.

 

Closing B of A account

pdl_h8r@richard-danalynne.com
18 years 2 months ago
I posted this in the sticky topic, but I wasn't sure if anyone would see it... Does anyone here know what the magic words are for Bank of America? I can't seem to find anyone who knows how to block ACH transactions for a closed account. I closed my account last week due to lost/stolen checks and I asked several times if anything else would go through. They assured me that it would be closed in 48 hours and anything else would be returned. Sure enough, it was reopened by ACH debits on Friday. When I called they said that anything coming through in a 30-day period would open the account.