I was checking out a payday loan business on google and found posts here. i'm so glad i did, i don;t need ANOTHER problem!

I am currently overseas for one year. Today I found out that a place called Credit Interchange has called both my parents and my wife. They told my parents that to prevent a legal case I needed to respond by June 11. I think I know what it is about but i am not 100% sure. If I have ever had mail from these people I do not know as I either have not read it or discarded it as junk mail. Also I have never personally spoken to them on the phone. Should I call back? How should I proceed? What Can I do? Any help is appreciated.

The state I live in has a 6 yr credit card SOL. I am thinking about moving to another state where the SOL is 4 yrs. If I dont move, then the collectors who say I owe(13,000, 7000, 3000, and 750) might cause me to go bankrupt. But if I move I wont have to go bankrupt. The SOL will expire and soon the credit reports will no longer report the old debt.

I am being sued the papers say I need to file a written answer within ten days. A written answer to what? Is my question?

I need some advice here - my son is in school and right now commutes via train to school daily. Due to a mandatory internship, and the location of said internship, it will be better for him to stay at school housing because the train schedule and his schedule are not going to coincide. Plus the whole "want to be on your own thing" Anyways, he has a few grants, and a subsidized Federal Stafford loan.

Okay I have a phone bill from last year, the phone company listed it on my CR about 3 months ago, now it has been sold to a new agency and I want to know BEFORE it happens can both CA list the same debt? Also I am making monthly payments to thephone company on this bill, how can TWO CA have this account now if I am dealing directly with the phone company. I mail the payment and they cash the check. Thanks

My son and I have been discussing building positive credit, etc. He is 19 and would like to start building credit. He was telling me that a friend of his that is in a finance class at school stated that if you have a Mastercard debit card, when you make a purchase, you should always use the credit option instead of the debit option because it can build your credit. I have not heard of this, and I didn't really think it's true, so if anyone knows how true this may be, lemme know. I just thought that it can save you a fee, and needs the signature for purchase. thanks!

I had a telephone number of 717-238-7124 displayed on my caller ID today and I did a reverse search on this telephone number and it displayed Penn Credit Corporation in Harrisburg, PA. I have never heard of this company. My question is has anyone heard of this collection agency company and do they collect on certain debts such as payday loans, credit cards? Any input is appreciated.

I have been tryig to get by and go to scholl as expensive that is.. And getting in over my head with payday loans and other debt with citifinancial...I have 6 pauday loans in state and 4 on the internet please help I'm drowning in debt....And two payday laons that I have not paid at all.

My story starts by me, as a young man irresponsible person, made bad financial mistakes. I got a couple of loans, that i got to pay off. I got a bank account i got to pay off. I joined the army to get all my financial obligations straight, but it seems when it comes to money i make the wrong decisions. My goals are: by the end of 2007 to be debt free.