I just checked my credit report and there's a new entry for Palisades Collection. Apperently the account was opened in March of 2005 but I've received no letters/phone calls/information regarding this. There's also no payment history, "ND" listed from March 2005 but all of a sudden there's "KD" in the Jan 07 and Feb 07 months. (Please note this entry was not listed in a credit report that was pulled in July 2005. My credit rating has dropped 60 points!) It looks like this is for an AT&T Wireless charge except I haven't had AT&T wireless since the end of June in 2002.

I was suckered into purchasing a stereo system for my car. The person told me that he liked the goal i had for my car and said he was going to sponser me free of charge, all i had to was enter my car in a few car shows represent their name. So i agreed and he started ripping borchures apart and telling me where to sign. The guy even set me up for two separate accounts. I looked for a way to fight this but had no luck.

this is a revised copy to my letter to epayday...

Quote:

Jury Awards Consumer $100,000 in Case Against Collection Agency On May 4, 2007, a unanimous federal jury in Los Angeles, California ordered debt collector Arrow Financial Services to pay Laura Nelson $100,000.00 for a multi-year pattern of unfair debt collection and false credit reporting practices.   signatures needed on original agreement anonymous 18 years 9 months ago I called a local bankruptcy/credit attorney, in town, today. He says he has been practicing for 32 years. I asked him questions about a debt collector suing and getting a judgement. This is what Mr. Attorney said: A debt collector often buys and sells many debts. They often don't have the original agreement signed by the debtor. In order to get a judgment, the debt collector must have the original agreement, and not just a copy.   I am over the limit of my overdraft protection anonymous 18 years 9 months ago hello, i have an overdraft protection at my bank and i am well over it because of the payday loans, i wonder if my bank would let me pay on it every month and not constantly eat my checks up and never get out of overdraft? please help this is my first time on here and i am worried to death how i am going to pay my bills this month..