My husband and I have been contacted by United Cash Loans claiming that he owes $480.00. Neither of us know anything about it and are very concerned. In early September of 2006 our bank account information was compromised and we had to close our account and open a new one. This company has a lot of personal information on my husband and we don't know how they got it. They are have personal references of both my sister and mother with names addresses and telephone numbers as well as my work e-mail address and information on my husband's employer as well as his ss# and our address.

Does anyone truley understnad how credit breau scores work. My lender is saying that I need a score of 560 but my score is 548 they are allowing me to solve some of my bad credit by paying it off how many accounts do I need to pay off before the score goes up or is it a dollar amount?

Has anyone had any success dealing with Rossman and Co. They are showing up on my credit report as a medical collections however I had insurance and paid the deductible so Idon't understand why they are showing up on my credit bureau. Plus they have never tried to contact me. Now I'm trying to buy a home and they are stopping me from getting the loan. I tried talking to them however all they do is put me on hold. After six times of being put on hold I quit trying today.

My wife has just been named as a defendant for a 1996 credit card debt. The card was obtained in Illinois and now she resides in Ohio. How can this be? Hasn't the Statutes of limitation run out?

I have about $17,000 in debt and I was wondering how much in monthly payments I would have to make. I net $900/month. I really need help with this. Thank you for your help. Heather Dobrin

I asked for help on finding some collections agencies and you came thru for me. I really appreciate it. Now I am in a pickle about whether to file for Chaper 7 or 13 and finally dig myself out of this ditch. I am really trying to send out police reports to everyone. I have sent out over 325 so far. The post office loves me because I send all of them Certified Mail Return Receipt. I want to make sure they get them. I give them 30 days to correct the items. So far out of the 325 319 have done so. The only problem I have now is the credit reporting agencies.

Has anyone ever dealt with a nice person at ACS? I want to settle my account at a lower settlement offer with them without all the harrassement.

My name is Tammy and in trouble. I could not pay my Discover card bill from discover bank , Delaware state bank I had a citation brought to my house by cop. It says i am being sued.Then it says you are hereby cited to comply with the demand contained in the petition or you must file an answer or other pleadings within 10 days after service of exclusive of legal holidays in the office of the clerk of court.

Has anyone dealt with a nice person in ACS? If so can I get that person name? I want to settle the account if they can offer me 60-70% off the original. I tried to contact citi but everyone said they cant help me and that i need to speak with ACS.

have anyone had ant success with these people i cant get them to pay agreed settlements and wont return calls