I have gotten stuck in the payday loan roller cycle. I am not sure how I got here, but i wan out fast. I live in Houston, Texas and have 3 payday loans: Cashnetusa 1800.00/328.38monthly Pay Day One 1200/301.56 monthly Ace Cash 900.00/ 278.32monthly I only get paid once a month and the fees along are close to 1000.00 monthy. How can I stop this cycle, I don't want to take out another payday loan, but I cannot meet my essenttial bills (gas, water, lights, mortgage) Any advise will help, I have even looked into debt relief programs.

I have a federal student loan of almost $7000, now through NCO Financial. I called NCO to set up a payment arrangement and they told me my best bet would be to go through the rehabiliation program. I agreed with that, but then I was told that I was not in fact eligible to rehabilitate because I had previously defaulted on a rehabilitation program. Instead, they want me to pay the full amount or make a settlement of about $5000. However, I know I have never defaulted on a rehab program. When I asked NCO for details of the default, they referred me to the Department of Education.

If I close my bank account what can the payday company do?

I had a payday loan with EZ Payday Advance, Kansas. It was sold to National Credit Adjusters, LLC. I have received a letter stating that they own it now and if they do not hear from me in 30 days that they will mail a copy of a judgment against me. The balance is $453.75. I have 5 other payday loans. What is the likelyhood of them actually persuing and are payday loan companies usually aggressive with suing? A friend told me that they are not aggressive and not to worry. Thank you!

My situation: store front: all which i have initiated an EPP on extended payment plan that CFSA allows one per year to pay in 4 equal part with in next 4 pay-dates speedy cash paid 2/4 = paid 150$ out of 300$ owe =150$ 8/14/12 check 'n Go 1/4 = 75$ out of 300$ owe =225$ 8/28/12 California Budget Finance(Qc holdings Co.) 1/4 = 75$ out of 300$ owe =225$ 8/28/12 advance america 1/4 = 75$ out of 300$ owe =225$ mature date 8/28/12 first question is there anything i can do with these initiated EPP? buy a little time anything?

Last year I contacted a credit counseling agency and they told me, after review, that we just don't qualify because our income has decreased too much. Since then, we are simply just drowning in debt and getting further into a hole. My husband is a self-employed contractor (new home construction) and business is just not what it used to be. His income is sporadic at best. Bankrupcy is not an option - even though it has been recommended. Please help - I don't know what to do anymore and can't take much more of this stress!

My situation: store front: all which i have initiated an EPP on extended payment plan that CFSA allows one per year to pay in 4 equal part with in next 4 pay-dates speedy cash paid 2/4 = paid 150$ out of 300$ owe =150$ 8/14/12 check 'n Go 1/4 = 75$ out of 300$ owe =225$ 8/28/12 California Budget Finance(Qc holdings Co.) 1/4 = 75$ out of 300$ owe =225$ 8/28/12 advance america 1/4 = 75$ out of 300$ owe =225$ mature date 8/28/12 first question is there anything i can do with these initiated EPP? buy a little time anything?

I borrowed $12,000 on a student loan in 1995 in Texas. I live in Missouri now and just went through a BK. I never paid anything on the student loan when I got out of school until 2009 when they contacted me at my job in Mo. Then I went through a rehabilitation plan and they consolidated my loans which added the interest to make the principal balance $25,000. Lost my job in 2010 and did not pay any more, now GC Services is contacting me with strong arm tactics telling me my balance now is $38,000.

Called about a collection on my credit report. when i called, they asked for an account number. the last 4 digits were blocked and i told the representitive this she asked for my Social Security Number. "I'm Sorry" I replied, i Cannot Give that information out. I gave my Name and she said it is listed by SSN. I Informed her thas the Federal or State Goverments are authorized to used it. Am I Correct under the Privacy Act or Social Security Act?

Question: I have five payday loans from the following locations: Zip19 479.92, ACE 900.00, CashJar 900.00, USA loan 1,800 and cash call 2500. I have paid 5 payments to cash call leaving the true balance of 705.00 I have not paid any payments on the others. What can I do, can you help me.:-(