as I started mentioning things like: - applicable Federal and state statutes, common law, and case law; - the fact CTC is not licensed to lend in my state; - the fact that wage assignments without a handwritten and in-person signature are illegal in Texas. - how unethical it was of her to call my references and tell them of the "urgent need for her to get a hold of me" when I had left her a message literally 15 minutes earlier with my contact number - my demand that she not call me at my place of employment because I cannot accept non-business calls. - and my statement that I will not pay any

allied interstate literally calls here every day, several times a day for the last 3 years. They are looking for another person with the same first and last name, but a different middle initial and a different social security number. I've written them and I've threatened them. They just say "excuse the call". This seems like a HORRIBLE way to go after a debtor....to call everyone in the book with the same name..especially a name as common as my husband's.

can they turn this over to a collection agency? And if so can they take legal action if you refuse to pay the debt in full and agree to make payment arrangements?

Ok, so you all have seen my other post 1 month ago I had 13 IPDL. This morning I had 3 left. Today 2 have closed my account and marked me PIF. I have 1 left and it is the worst. It is with Route 66. Thanks to all of you. I couldn't have been able to do with without this site.

Does anyone have the contact information/address for Intant Cash Loan aka MTE Financial and CashNet500? I would like to start drafing my letters to try get my refund. Thanks,

for BentleyFinancialServices

would any one have a fax number??? or a address thanks

I just checked my credit report, and it says I have a collection from Washingotn Mutual, dated May 2006. I had a WaMu account that got overdrafted back in 1998. The last activity on that account was in 1999. Why would it be dated 2006? If WaMu decided to sell the debt, wouldn't the date still have to be the date of last activity? I haven't been contacted regarding this debt from the new CA that has it. I'm trying to to decide if I should dispute it or not. Am I correct in thinking it should be dated 1999? That would mean it would almost be off the report, if not already off.

I was contacted by the First Credit of America. Spoke to a person named "Teef" and was told that it was a serious matter and there was a possiblility of judgement being warranted against me for this 323 dollars debt. I do not recall this debt being owed to anyone else. When I asked if they can send me a proof of the alleged debt and debt validation letter by mail, they refused. Teef stated "We can not afford to send out any letters". What should I do? Should I be worried about this "judgment" coming against me? Or is it one of their scare tactics?

I've dug myself a hole - help, I have one cc with 10k balance and another for 500.00 balance. I need to get ahold of finances. Help