I had posted before about my sucess with settling on payday loans. I had settled the other day with 500fastcash. I only owe $150 which is what remains on the principle. I saved all my emails from them and their aggreement to settle. I have to pay by money order by dec. 1st. NO Problem. I also plan on making a copy of the money order, writing a letter with the payment stating this constitutes payment in full as agreed upon etc. etc., and faxing and emailing a copy of the letter with the copy of the money order.