Are budgeting apps useful? Are they easy to use? Can you please suggest a good budgeting app?

I'm preparing to file Chapter 7 (pro se) and I have a question as it regards Unexpired leases: I share a lease with my roommates and I wish to continue to "assume" the lease after my discharge (hopefully!) When filling out the form how I do indicate that I wish to continue assuming the lease? Will this also come up in my 341 meeting with the trustee?

I have paid off 4 credit cards recently. Still, my credit score has not gone up. Why is that so?

Is it advisable to file taxes on my own?

I took out a few payday loans and paid them back with all their rediculous fees but the last one. I just received an e-mail today where they have sent a letter to my employer. What should i do now? I have read about people who have demanded that they are to only pay the princepal of what they borrowed and since they have paid so much in fees they got their fees back and a zero balance? What should i do?

Can I take help of a consolidation program to pay tax debt? Can I merge my other debts with that?

Is it possible to get cash from credit card without opting for cash advance?

Hi Guys, I got this response from one illegal tribal lenders (Big Picture Loans). I have paid the principal borrowed and in fight with them to mark my account as 'Paid in full'. This is their response - 'Please understand that The law that applies to situations where state and federal laws disagree is called the supremacy clause, which is part of article VI of the Constitution. The supremacy clause contains what's known as the doctrine of pre-emption, which says that the federal government wins in the case of conflicting legislation.