We have been monitoring these boards for the past week, as well as working with some recent client issues. It is becomming apparent that some clients referred to us by CCCOA are Consolidation Clients and not in need of an Attorney to Negotiate with their Creditors. Because we rely upon certified credit counselors to make that decision, we only became aware of this due to an increase in call volume. This increase in call volume resulted in some of our clients not being able to get through.

I live in Rhode Island an old credit card bills which is about $1600 that I did not pay, which is about 4-5 years old. Lately, I have been getting letters from the local law office for months to contact them regarding the debt. Now i'm actually getting getting a couple of sticky note stuck on my door, stating to call them which is a local number to schedule a state trooper to serve me, and i finally received a sticky note stating if i do not call within 24 hours, they will take alternative actions.

hi i am an Austrian national , i wasn in philadelphia for a year and i owe tmobile $400 and now iam going back so what can i expect? i want to restart my tmoible service or is it advisable to take another service? thank you very much.

hi i am an Austrian national , i wasn in philadelphia for a year and i owe tmobile $400 and now iam going back so what can i expect? i want to restart my tmoible service or is it advisable to take another service? thank you very much.

Hello, Recently our debt seems to be getting more out of control. We live in Northern California now and have been for a little over 2 years. Everything is so expensive here it's making our once manageable debt spiraling down the drain. We have a little under 15k in debt and I am looking for a reputable place to go. There are so many choices online and I am sure many of them are as crooked as can be. It seems like many people here like Debtwave. Can anyone help fill me in on thier one time contribution and small monthly service fee information? I want this done and off my plate of worry.

I read about Bud Hibbs webpage somewhere on this forum a while ago. I have a lawsuit pending and have been looking at his website. What does anyone know about him? Would you consider his advice reliable?

OK, Some questions for the many people who are wiser than I am on this site: As I climb back into my chair (fell out of it this morning after reading Tammy's post about CA banning PDL's :lol: ), I have a million questions I'm trying to answer: First off, does this mean that the storefronts will be closing (I hope??) And second, what about those of us who are currently paying them off, those agreements are still in effect, right? And third, does this mean that Sonic's big threat of wage garnishment in my state IS DONE?????????? Oh happy day!!!! Ahhh-nold finally got a brain!!!!

NOTICE TO CONSUMERS IMPORTANT PLEASE READ While the hiring of an attorney is a strong strategy when dealing with debt collectors, you must realize that none of the creditors or third party debt collector’s rights are effected by the hiring of an attorney.

Paying off PDL's is soooooo slow. I can only pay off one each payday. That's 2 per month and I have 7. I can't keep doing this for another 4 months. Who here has already experienced their payday loan independence day? Please tell me there's an end...........

I have student loans and some CC debt that i'm trying to consolidate so i can get some lower monthly payments