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Payday Loans in MI

12 years 10 months ago
I've been reading about help with payday loans, and I am hoping for some help finding out if companies are illegal or not. I am never doing this again- what a nightmare! But I want to get out from under these loans. ExtraFunds $500 UnitedCashLoans $700 SpotOn Loans $500 Ameriloan $350 East side lenders $1000 Mobiloans $200 MyCashNow $1030 Can anyone assist with helping me find out if these companies are legal? I am going to do as I read and close the account at the bank and send the letters to the companies.

 

PeachTree Law Center

12 years 10 months ago
I took a payday loan out in 2005 through cAshnet.com for 300.00 made a few payments on it and lost my job had no choice quit paying.. I will be honest i forgot all about it til i received a call from PeachTree LAw Center.. I set up payment arrangements with them everything was going fine until they started taking double payments in july 1 payment authorized 1 payment not authorized. I have been fighting with them for 3 weeks to return the money. The card isnt even mine its my girlfriends who gave them authorization to deduct 25.00 1 a month on the 16th.

 

pdl

12 years 11 months ago
I live in sc, i.have.a pdl with alpine.direct.for 150$ i have paid 45$for refinance charge, another pdl with ameriloan for.200$ and paid 120$ for refinance charges. How do i,know if they.are illegal in sc and wht do i do if they are?? Im willing to,pay back the loan amount but should i.consider the.fees theyve already taken as payments to that loan? What do i do?

 

Money problem.

12 years 11 months ago
I am in so much money problem. How can I get a financial help from others?

 

seized my bank deposit safe lock box

12 years 11 months ago
:(A debt collector has seized my bank deposit safe lock box. my husband is on it. my ss disability back pay is in it. I get ss disability. what can I do and will they go into it without my knowing

 

help please!!

12 years 11 months ago
Approximately 3 years ago I began taking out payday loans. One at a time and it seemed i would keep paying off one and then having to pull out another one. Approximately 2 years ago I had 3 going simultaneously. I was keeping up with the payments but then some unexpected circumstances occured and i ended up defaulting on them. I had contacted 2 of them and asked if they could bill me as I had to shut down my checking account that the ACH was coming from due to the fees that were being assessed. They stated they could not bill me and I would need to make the paymetns electronically.

 

Hsc

12 years 11 months ago
I just got a call from John frye law office regard my debt with hsc financial ,I own them 14000 one of his lowes called me he was very polite , and try to get me to settle , does anyone know if this lowes are reliable and honest don't know what to do ..please help I already lost almost everything I want to pay this debt but hsc was no help what so ever now this Atlantic finance has it with John frye

 

For Rhode Island Residents......

12 years 11 months ago
Hi, everyone. Wanted to post this to assist those of you in RI dealing with PDLs. That said, I make NO claims that this is the best way to handle dealing with PDLs (my plan is to repay the principal on those that I have). Just what I've found after digging around. RI law is unfortunately very "PDL friendly" when it comes to internet based PDLs. I emailed the RI Division of Banking (the entity who 'governs' this sort of thing in RI) the following message: I am writing to inquire as to the legality of internet based short term or "payday" lenders in Rhode Island.

 

Cash King Advance Online Payday Loan

12 years 11 months ago
I received a $600 loan through Cash King Advance about a month or so ago. Today I have paid a toal of $648 (4 payments of $162) Their fee is $162 every 2 weeks and the loan keeps refinancing.. so I still owe $600 plus another $162 for the fee if its paid off next Friday. Any places (legit websites, links) I can look to see if this is illegal in my state? Anyone ever mess with this Cash King Advance company before?

 

Western Sky/Cash Call (yep....again)

12 years 11 months ago
Hello. I am among the many here who took out a $2,600 installment loan with Western Sky ($2,575 after the fee was taken out). Based on other posts I double checked and the paperwork was originated by WS ("Lender: Western Sky Financial, LLC) and then three days later was in Cash Call's hands. Here is the verbiage from the email I received: "Please be advised that your loan has been sold to WS Funding, LLC. This letter is your official notice of the loan sale and the transfer of loan servicing.